FORWARD FIVE BILLS TO INCREASE |
1.601 |
Jump to 376.91 |
CARDINAL
FIVE
|
FAILURES DID NOT OCCUR IN EIGHT |
3.57 |
Jump to 394.394 |
CARDINAL
EIGHT
|
NEARLY $2 TRILLION AMERICAN |
6.406 |
Jump to 400.5 |
MONEY
NEARLY $2 TRILLION
|
RESCUE PLAN IN MARCH 2021, ONE |
2.035 |
Jump to 405.872 |
DATE
MARCH 2021
CARDINAL
ONE
|
WAS ALREADY AN ASTOUNDING $5.7 |
3.103 |
Jump to 408.008 |
MONEY
5.7
|
TRILLION. |
4.004 |
Jump to 410.21 |
ORG
TRILLION
|
A SEARCH FOR MAC PROVIDES ONE |
5.706 |
Jump to 497.864 |
ORG
MAC
CARDINAL
ONE
|
THEY PROVIDE ONLY ONE LIMITED |
1.735 |
Jump to 531.498 |
CARDINAL
ONE
|
ILLINOIS, MR. FOSTER FOR FIVE |
1.168 |
Jump to 547.847 |
GPE
ILLINOIS
GPE
MR
ORG
FOSTER
CARDINAL
FIVE
|
2008 WHICH WAS AN INTERESTING |
2.536 |
Jump to 561.561 |
|
WE SPENT MY FIRST THREE YEARS |
2.102 |
Jump to 564.831 |
DATE
THREE YEARS
|
ON THIS COMMITTEE, THE FIRST |
1.735 |
Jump to 566.032 |
ORG
ON THIS COMMITTEE
ORDINAL
FIRST
|
SECOND TO IDENTIFY THE PARTS |
3.003 |
Jump to 571.204 |
|
WE DEALT WITH IN 2008. WE |
3.37 |
Jump to 597.931 |
DATE
2008
|
BUT OUR FIRST UP IS WE HAVE TO |
3.637 |
Jump to 666.066 |
|
MICHIGAN FOR 4 MINUTES. |
7.374 |
Jump to 687.12 |
ORG
MICHIGAN
|
BANK IN FIRST REPUBLIC BANK. |
1.869 |
Jump to 736.936 |
ORDINAL
FIRST
|
THREE OF THOSE THINGS. |
1.535 |
Jump to 758.992 |
CARDINAL
THREE
|
GREENSPAN, NO ONE HAD THE |
2.436 |
Jump to 776.976 |
ORG
GREENSPAN
|
FAILURE, SPV HAD 31 SUPERVISOR |
6.006 |
Jump to 809.376 |
CARDINAL
31
|
YESTERDAY INTO 20, THE VICE |
1.635 |
Jump to 837.704 |
CARDINAL
20
|
IN 1991, NOT 2155. |
4.571 |
Jump to 870.303 |
DATE
1991
DATE
2155
|
IT WAS 1991. |
1.134 |
Jump to 874.374 |
DATE
1991
|
IS GOING BACK TO 1991. |
4.972 |
Jump to 885.151 |
DATE
1991
|
FROM TEXAS, MR. GREEN, FOR FIVE |
3.571 |
Jump to 926.559 |
GPE
TEXAS
GPE
MR
CARDINAL
FIVE
|
THAN 70% UNINSURED DEPOSITS |
6.64 |
Jump to 967.767 |
PERCENT
70%
|
BETWEEN 2022, AND THE SIGNATURE |
6.44 |
Jump to 979.746 |
|
BANK GREW FROM APPROXIMATELY 47 |
2.936 |
Jump to 985.285 |
|
BILLION IN TOTAL ASSETS IN 2018 |
5.505 |
Jump to 986.386 |
DATE
2018
|
TO ONE AND $20 BILLION IN 2022? |
4.571 |
Jump to 988.321 |
MONEY
$20 BILLION
DATE
2022
|
INCREASED FROM $56 BILLION TO |
4.371 |
Jump to 992.993 |
MONEY
$56 BILLION
|
$209 BILLION OVER THAT SAME |
4.238 |
Jump to 995.762 |
MONEY
$209 BILLION
|
THAN 70% UNINSURED DEPOSITS |
7.841 |
Jump to 1007.841 |
PERCENT
70%
|
MEDIAN OF 32% FOR COMPARABLE |
5.772 |
Jump to 1015.782 |
PERCENT
32%
ORG
COMPARABLE
|
UNTIL DECEMBER 2022 ? WHILE |
4.638 |
Jump to 1047.781 |
DATE
DECEMBER 2022
|
HAVING RECEIVED 13 OF THE MOST |
3.837 |
Jump to 1071.338 |
CARDINAL
13
|
HAVING RECEIVED NINE MATTERS |
5.005 |
Jump to 1090.657 |
|
INCLUDING THREE SPECIFICALLY |
4.171 |
Jump to 1100.266 |
CARDINAL
THREE
|
MR. McHENRY FOR TWO MINUTES. |
4.205 |
Jump to 1172.505 |
TIME
TWO MINUTES
|
THREE DIFFERENT STORIES FROM |
3.67 |
Jump to 1180.38 |
CARDINAL
THREE
|
THREE DIFFERENT BANKS. |
3.67 |
Jump to 1181.915 |
CARDINAL
THREE
|
ONE OF THE MISTAKES THOUGH IS |
4.972 |
Jump to 1218.885 |
CARDINAL
ONE
|
THAT THESE THREE BANKERS |
4.004 |
Jump to 1220.887 |
|
EIGHT, IDIOSYNCRATIC. CLEARLY, |
6.874 |
Jump to 1253.953 |
CARDINAL
EIGHT
ORG
IDIOSYNCRATIC
|
AS THERE ARE THREE OF YOU |
2.335 |
Jump to 1259.693 |
CARDINAL
THREE
|
TODAY, THREE OF THE 30 LARGEST |
2.102 |
Jump to 1260.927 |
ORG
TODAY
CARDINAL
THREE
CARDINAL
30
|
FAILURES OF SIGNATURE IN FIRST |
2.436 |
Jump to 1268.735 |
ORDINAL
FIRST
|
CEO AND PRESIDENT FIRST |
1.134 |
Jump to 1326.326 |
|
EACH BE RECOGNIZED FOR FIVE |
1.936 |
Jump to 1330.196 |
CARDINAL
FIVE
|
FIVE MINUTES. |
1.635 |
Jump to 1337.303 |
TIME
FIVE MINUTES
|
I WAS IN A PLAY FOR NEARLY 30 |
5.405 |
Jump to 1366.533 |
|
YEARS AND A CEO FOR THE LAST 12 |
4.939 |
Jump to 1368.601 |
DATE
LAST 12
|
BELIEVE MORE DEEPLY IN OUR 8000 |
8.042 |
Jump to 1377.677 |
|
BETWEEN 2015 AND 2019, SVB GREW |
7.441 |
Jump to 1453.253 |
DATE
2019
|
TO $71 BILLION IN ASSETS AT AN |
2.97 |
Jump to 1459.292 |
MONEY
$71 BILLION
|
ANNUAL RATE OF ABOUT 10%. |
4.704 |
Jump to 1460.794 |
PERCENT
ABOUT 10%
|
THIS CHANGED IN 2020 DUE TO THE |
4.638 |
Jump to 1462.362 |
DATE
2020
|
WITH NEAR ZERO INTEREST RATES |
5.973 |
Jump to 1468.735 |
|
HISTORY, MORE THAN $5 TRILLION |
2.903 |
Jump to 1475.475 |
|
BY THE END OF 2020, SVB HAD |
6.239 |
Jump to 1479.279 |
DATE
2020
ORG
SVB
|
GROWN 63% OVER THE PRIOR YEAR |
2.736 |
Jump to 1484.384 |
PERCENT
63%
DATE
THE PRIOR YEAR
|
AND IN 2021, SVB'S ASSETS GROW |
5.172 |
Jump to 1485.618 |
DATE
2021
|
ANOTHER 83% TO $212 BILLION. |
4.605 |
Jump to 1487.22 |
PERCENT
83%
MONEY
$212 BILLION
|
RAISED MORE THAN $1 BILLION OF |
7.974 |
Jump to 1491.925 |
|
NEW CAPITAL IN 2021. |
5.205 |
Jump to 1495.729 |
DATE
2021
|
IMPORTANTLY, THROUGHOUT 2020 TO |
8.041 |
Jump to 1500 |
ORG
IMPORTANTLY
DATE
2020
|
LATE 2021, THE MESSAGING FROM |
8.041 |
Jump to 1501.034 |
DATE
LATE 2021
|
PROXIMALLY 90% OF WHICH HAD |
2.702 |
Jump to 1535.869 |
PERCENT
90%
|
VARIABLE INTEREST BILLING $2.3 |
4.504 |
Jump to 1536.803 |
MONEY
2.3
|
TRILLION OF THE PORTFOLIOS AND |
7.974 |
Jump to 1538.672 |
|
MARCH 8, WE SOLD THE AVAILABLE- |
7.808 |
Jump to 1553.453 |
DATE
MARCH 8
|
ACCOMMODATING MARCH 9th WITH |
2.469 |
Jump to 1582.782 |
DATE
MARCH 9th
|
THE FIRST EVER SOCIAL MEDIA |
6.807 |
Jump to 1583.516 |
ORDINAL
FIRST
|
DRIVEN BANK RUN. LEADING TO $42 |
8.408 |
Jump to 1585.352 |
ORG
DRIVEN BANK RUN
MONEY
42
|
OUT IN 10 HOURS, OR ROUGHLY $1 |
10.878 |
Jump to 1593.86 |
MONEY
ROUGHLY $1
|
MILLION EVERY SECOND. |
10.444 |
Jump to 1595.295 |
ORDINAL
SECOND
|
OVER TWO DAYS, PROXIMALLY 82% |
1.701 |
Jump to 1604.838 |
DATE
TWO DAYS
PERCENT
82%
|
BANK RUN IN HISTORY WAS $19 |
8.808 |
Jump to 1610.744 |
MONEY
19
|
BILLION OVER 16 DAYS. |
8.642 |
Jump to 1611.945 |
DATE
16 DAYS
|
100,000 CLAIMS. |
1.301 |
Jump to 1647.914 |
CARDINAL
100,000
|
FOR 5 MINUTES. |
3.337 |
Jump to 1650.55 |
TIME
5 MINUTES
|
IN 2000 I COFOUNDED SIGNATURE |
0.901 |
Jump to 1666.8 |
DATE
2000
|
WENT FROM A SMALL BANK WITH $40 |
3.304 |
Jump to 1718.184 |
MONEY
40
|
MILLION AT A STARTUP POINT TO A |
4.972 |
Jump to 1719.619 |
ORG
STARTUP
|
SUCCESSFUL WITH MORE THAN $100 |
3.804 |
Jump to 1721.588 |
ORG
SUCCESSFUL
MONEY
100
|
BILLION IN DEPOSITS. |
2.135 |
Jump to 1724.691 |
|
IN 2018, WE BEGAN ACCEPTING |
5.372 |
Jump to 1738.905 |
DATE
2018
|
THE LATTER PART OF 2022, THE |
5.372 |
Jump to 1814.921 |
DATE
2022
|
IN MARCH 7th IT ANNOUNCED IT |
7.007 |
Jump to 1837.043 |
DATE
MARCH 7th
|
IN THREE DAYS LATER, ON MARCH |
2.236 |
Jump to 1844.25 |
DATE
THREE DAYS LATER
|
2nd, A SECOND BANK WAS CLOSED |
2.135 |
Jump to 1845.585 |
DATE
2nd
ORDINAL
SECOND
|
DEPOSITORS WITHDREW $16 BILLION |
5.038 |
Jump to 1850.59 |
ORG
WITHDREW
MONEY
$16 BILLION
|
ON SUNDAY, MARCH 12, REGULATORS |
5.306 |
Jump to 1883.856 |
ORG
ON SUNDAY
ORG
REGULATORS
|
MY FIRST PRIORITY IN HELPING TO |
7.808 |
Jump to 1892.732 |
|
HELPING BUILD THE BANK FOR 22 |
3.771 |
Jump to 1904.677 |
CARDINAL
22
|
ON MARCH 12, 2023, IT WAS A |
5.172 |
Jump to 1914.854 |
DATE
MARCH 12, 2023
|
YOU'RE NOW RECOGNIZE FOR FIVE |
1.935 |
Jump to 1922.562 |
PERSON
YOU'RE
ORG
RECOGNIZE
CARDINAL
FIVE
|
SINCE 2009, HAD THE PRIVILEGE |
6.04 |
Jump to 1941.814 |
DATE
2009
|
OF SERVING FIRST REPUBLIC BANK |
5.372 |
Jump to 1944.317 |
ORDINAL
FIRST
|
FIRST REPUBLIC, OUR REPUTATION |
1.835 |
Jump to 1954.761 |
GPE
FIRST REPUBLIC
|
MARCH 10. |
3.203 |
Jump to 1964.137 |
DATE
MARCH 10
|
TIRELESSLY SINCE MARCH 10th |
6.106 |
Jump to 1969.976 |
DATE
MARCH 10th
|
FOR THE PAST 37 YEARS, FIRST |
2.369 |
Jump to 1985.525 |
DATE
37 YEARS
|
FIRST REPUBLIC'S FINANCIAL |
4.07 |
Jump to 1999.172 |
GPE
FIRST REPUBLIC'S
|
FIRST REPUBLIC'S MANAGEMENT AND |
4.938 |
Jump to 2009.482 |
GPE
FIRST REPUBLIC'S
|
CONCERN REGARDING FIRST |
4.904 |
Jump to 2022.996 |
|
10th IN THE FOLLOWING DAYS, |
1.936 |
Jump to 2041.18 |
ORDINAL
10th
DATE
THE FOLLOWING DAYS
|
BANK AND SIGNATURE BANK, FIRST |
1.935 |
Jump to 2044.05 |
ORG
BANK AND SIGNATURE BANK
|
EFFORTS, FIRST REPUBLIC HAD ITS |
2.235 |
Jump to 2054.694 |
GPE
FIRST REPUBLIC
|
MOST PROFITABLE YEAR IN 2022. |
5.572 |
Jump to 2055.628 |
DATE
2022
|
STARTING IN THE FALL OF 2022, |
5.005 |
Jump to 2057.03 |
|
FIRST REPUBLIC BELIEVED THAT |
1.835 |
Jump to 2061.401 |
FAC
FIRST REPUBLIC BELIEVED
|
MAKE 2023 A MORE CHALLENGING |
3.57 |
Jump to 2069.509 |
|
FIRST REPUBLIC WAS TRANSPARENT |
1.702 |
Jump to 2078.584 |
ORDINAL
FIRST
|
NO ONE AT FIRST REPUBLIC COULD |
2.736 |
Jump to 2081.554 |
GPE
FIRST REPUBLIC
|
FIRST REPUBLIC WAS CONTAMINATED |
1.635 |
Jump to 2101.007 |
ORDINAL
FIRST
|
BEFORE MARCH 10th, FIRST |
6.64 |
Jump to 2105.378 |
DATE
MARCH 10th
|
9th AS UNCERTAINTY SURROUNDING |
2.302 |
Jump to 2113.92 |
ORDINAL
9th
|
OF DEPOSITS AT FIRST REPUBLIC |
3.671 |
Jump to 2119.258 |
FAC
FIRST REPUBLIC
|
ON THE MORNING OF MARCH 10th, |
2.536 |
Jump to 2129.769 |
|
RUN ON FIRST REPUBLIC BEGAN. |
4.237 |
Jump to 2132.472 |
ORG
RUN ON
|
OVER $100 BILLION IN DEPOSITS |
4.738 |
Jump to 2149.656 |
GPE
DEPOSITS
|
COLLEAGUES AT FIRST REPUBLIC TO |
4.571 |
Jump to 2157.597 |
ORDINAL
FIRST
|
BANK AND THE SUPPORT OF 11 OF |
5.472 |
Jump to 2165.405 |
CARDINAL
11
|
ALL OF THE ASSETS OF FIRST |
3.938 |
Jump to 2195.601 |
|
RECOGNIZE MYSELF FOR FIVE |
3.136 |
Jump to 2223.196 |
CARDINAL
FIVE
|
IN INTEREST RATES, 500 POINTS |
8.208 |
Jump to 2282.722 |
CARDINAL
500
ORG
POINTS
|
IN JUST 13 MONTHS, LEADING TO |
1.902 |
Jump to 2289.629 |
DATE
JUST 13 MONTHS
|
RATES ARE GOING BACK TO 2021. |
5.372 |
Jump to 2312.352 |
DATE
2021
|
FRANCISCO FED, 20 BANK |
3.337 |
Jump to 2324.964 |
ORG
FED
CARDINAL
20
ORG
BANK
|
CHIEF RISK OFFICER EIGHT-MONTH |
3.97 |
Jump to 2349.122 |
|
THE END OF 2021 IN THE |
5.305 |
Jump to 2377.65 |
CARDINAL
2021
|
BEGINNING OF 2022, OUR BOARD OF |
2.87 |
Jump to 2381.921 |
ORG
OUR BOARD
|
STARTED TO APPROACH $250 |
2.302 |
Jump to 2391.798 |
ORG
STARTED TO APPROACH
MONEY
250
|
BILLION OF ASSETS. |
3.203 |
Jump to 2393.399 |
|
WE DID TWO THINGS KNOWING THAT |
4.17 |
Jump to 2402.342 |
CARDINAL
TWO
|
IN MY ASSESSMENT, IT TAKES SIX |
3.47 |
Jump to 2408.314 |
CARDINAL
SIX
|
TO 9 MONTHS TO FIND THE |
4.771 |
Jump to 2410.283 |
|
WE DID TWO THINGS TO MAKE SURE |
2.936 |
Jump to 2415.555 |
CARDINAL
TWO
|
FIRST, WE CREATED AN OFFICE FOR |
2.369 |
Jump to 2432.405 |
ORDINAL
FIRST
|
THE SECOND THING WE DID, WE |
2.035 |
Jump to 2441.047 |
ORDINAL
SECOND
|
OCTOBER 1st. |
1.335 |
Jump to 2446.819 |
DATE
OCTOBER 1st
|
PRIOR TO THE WEEK OF APRIL 24th? |
4.538 |
Jump to 2500.473 |
DATE
APRIL 24th
|
FAST AND SO ON MARCH 9th, WHICH |
4.738 |
Jump to 2524.864 |
DATE
MARCH 9th
|
IS REALLY THE FIRST DAY THE |
3.804 |
Jump to 2528.234 |
|
THEY TOOK OVER ON THE 10th. |
4.838 |
Jump to 2533.106 |
DATE
THE 10th
|
FOR FIVE MINUTES. |
1.101 |
Jump to 2556.529 |
TIME
FIVE MINUTES
|
COMMENT ON YOUR ONE POINT ABOUT |
1.936 |
Jump to 2605.678 |
CARDINAL
ONE
|
RATIOS, EVEN UP UNTIL MARCH 10, |
3.47 |
Jump to 2607.814 |
DATE
MARCH 10
|
>> I UNDERSTAND THAT ONE OF THE |
2.536 |
Jump to 2611.384 |
ORG
UNDERSTAND
CARDINAL
ONE
|
ONE OF MY FOLLOW-UP QUESTIONS |
5.039 |
Jump to 2617.59 |
CARDINAL
ONE
|
TO RECOGNIZE 100% OF YOUR |
2.136 |
Jump to 2623.963 |
PERCENT
100%
|
MARKET AS TWO CATEGORIES, ONE |
1.735 |
Jump to 2632.672 |
CARDINAL
TWO
CARDINAL
ONE
|
GOVERNANCE ONES, ONE OF THE |
2.536 |
Jump to 2707.246 |
PERSON
GOVERNANCE ONES
CARDINAL
ONE
|
>> CONGRESSMAN, WHEN THE FIRST |
6.273 |
Jump to 2730.937 |
ORDINAL
FIRST
|
GOVERNANCE, WAS IN JANUARY OF 22 |
3.436 |
Jump to 2739.012 |
ORG
GOVERNANCE
DATE
JANUARY OF
CARDINAL
22
|
WE DID NOT WAIT UNTIL MAY 22nd |
7.541 |
Jump to 2746.119 |
DATE
MAY 22nd
|
OR THE MAY 2022 LETTER, WE |
6.607 |
Jump to 2748.254 |
DATE
MAY 2022
|
THAT IS ONE OF THE THINGS THAT |
3.77 |
Jump to 2806.346 |
|
OF MARCH 10, WE HAD $29 BILLION |
3.904 |
Jump to 2871.844 |
ORG
WE
MONEY
$29 BILLION
|
FOR FIVE MINUTES. |
4.838 |
Jump to 2901.374 |
|
I WILL ASK YOU KIND OF TWO OF |
2.836 |
Jump to 2907.58 |
CARDINAL
TWO
|
FIRST IS, WHEN YOU TAKE |
1.735 |
Jump to 2916.656 |
|
>> JUST A SECOND. |
4.771 |
Jump to 2937.377 |
ORDINAL
SECOND
|
MR. GOTTHEIMER ONE ? |
4.638 |
Jump to 2957.43 |
|
BECKER, THE ONLY ONE MAN UP AND |
2.102 |
Jump to 2984.724 |
ORG
BECKER
|
SINCE I CAN'T GET THE OTHER 2 |
3.37 |
Jump to 2988.962 |
|
RELATORS IN 2022. |
4.271 |
Jump to 3041.681 |
DATE
2022
|
AUGUST 2022 LETTER SENT BY |
1.735 |
Jump to 3046.052 |
DATE
AUGUST 2022
|
SECOND HIGHEST POSSIBLE RATINGS |
4.138 |
Jump to 3047.887 |
ORDINAL
SECOND
|
OUT OF TWO MEANING SATISFACTORY |
7.207 |
Jump to 3048.688 |
CARDINAL
TWO
|
HAVE 31 MATTERS REQUIRING |
1.735 |
Jump to 3075.081 |
|
2022, THERE WAS MATTER OF |
3.27 |
Jump to 3095.301 |
DATE
2022
|
>> HE SAID LATE 2022 ? |
6.006 |
Jump to 3101.708 |
DATE
LATE 2022
|
2022. |
5.539 |
Jump to 3108.448 |
DATE
2022
|
ONE POINT, THE UNDERSTANDING |
2.303 |
Jump to 3136.075 |
CARDINAL
ONE
ORG
POINT
ORG
UNDERSTANDING
|
2022. |
1.001 |
Jump to 3148.121 |
DATE
2022
|
>> REAL QUICKLY, WE HAVE 30 |
2.369 |
Jump to 3170.376 |
CARDINAL
30
|
MEMBER, MR. GREEN, FOR FIVE |
4.338 |
Jump to 3218.791 |
GPE
MR
CARDINAL
FIVE
|
THREE OF YOU. |
1.935 |
Jump to 3430.57 |
CARDINAL
THREE
|
ONE HAS RAISED THEIR HAND. |
2.035 |
Jump to 3452.392 |
|
SAYING YOU GOT HERE IN 2008. |
4.104 |
Jump to 3549.689 |
DATE
2008
|
ONE THING THAT WAS RESOLVED BY |
5.773 |
Jump to 3556.562 |
CARDINAL
ONE
|
ANYONE FROM THE 1026. |
8.842 |
Jump to 3615.455 |
DATE
1026
|
>> IS IN QUESTION, MR. TRAN 21. |
7.173 |
Jump to 3618.725 |
GPE
MR
ORG
TRAN
CARDINAL
21
|
TO FIRST REPUBLIC. |
3.703 |
Jump to 3629.736 |
GPE
FIRST REPUBLIC
|
20 FEET BACK. |
7.941 |
Jump to 3657.897 |
|
IN THE 12 MONTHS PRECEDING? |
7.007 |
Jump to 3673.413 |
|
SOLD IN 2022. |
1.168 |
Jump to 3680.52 |
DATE
2022
|
2022 AND IN 2023 I SOLD AFTER |
7.341 |
Jump to 3685.725 |
DATE
2023
|
INSIDE INFORMATION. PUT A 10 |
7.174 |
Jump to 3696.869 |
ORG
PUT
CARDINAL
10
|
STOCK OPTIONS FROM 2016. |
7.508 |
Jump to 3705.678 |
DATE
2016
|
>> THE GROSS AMOUNT WAS $3.6 |
8.909 |
Jump to 3713.586 |
MONEY
3.6
|
MILLION. |
7.775 |
Jump to 3715.254 |
|
SHARES IN 2022 WITH THE |
8.141 |
Jump to 3730.47 |
DATE
2022
|
EXCEPTION OF REVERSING THREE |
1.401 |
Jump to 3738.044 |
|
THOSE WERE THREE SHARES. |
5.706 |
Jump to 3741.08 |
CARDINAL
THREE
|
>> 2023? |
5.339 |
Jump to 3747.453 |
|
>> 2023 PURCHASED SHARES ON |
1.602 |
Jump to 3751.724 |
CARDINAL
2023
|
MARCH 10, 2023. |
4.204 |
Jump to 3752.892 |
DATE
MARCH 10, 2023
|
ONCE IN 2022 AND ONCE IN EARLY |
3.771 |
Jump to 3761.1 |
DATE
2022
|
2023. |
1.568 |
Jump to 3764.771 |
DATE
2023
|
>> ONE OF THE DATES WAS ABOUT |
2.602 |
Jump to 3797.437 |
|
NOVEMBER 15 OR 16 AND IT WAS |
2.002 |
Jump to 3798.805 |
DATE
NOVEMBER 15 OR 16
|
JUST OVER $1 MILLION. |
1.368 |
Jump to 3800.139 |
MONEY
$1 MILLION
|
JANUARY 19 OR 20. |
2.269 |
Jump to 3801.607 |
DATE
JANUARY 19 OR 20
|
ONE THING I HAVE COMMENTED ON |
2.069 |
Jump to 3819.258 |
CARDINAL
ONE
|
ONE BANK. |
0.467 |
Jump to 3846.953 |
CARDINAL
ONE
|
ONE VOTE. |
1.635 |
Jump to 3847.22 |
CARDINAL
ONE
ORG
VOTE
|
THAT THE THREE WORST RUN BANKS |
5.973 |
Jump to 3881.354 |
CARDINAL
THREE
|
THIS WAS NOT 100 YEAR FLOOD. |
5.606 |
Jump to 3892.298 |
CARDINAL
100
ORG
YEAR
|
WE SAW 16% INTEREST RATES UNDER |
4.838 |
Jump to 3896.903 |
PERCENT
16%
|
THREE OF YOU WENT DOWN. |
12.579 |
Jump to 3908.848 |
CARDINAL
THREE
|
99.5% OF THE BANKS SURVIVED |
1.368 |
Jump to 3920.593 |
PERCENT
99.5%
|
20 BILLION. |
5.272 |
Jump to 3954.927 |
CARDINAL
20 BILLION
|
UNDER, IS A $-20 BILLION IT'S |
4.204 |
Jump to 3962.035 |
MONEY
$-20 BILLION
|
BONUS FOR THE 2022 FISCAL YEAR. |
3.737 |
Jump to 3989.395 |
DATE
2022
DATE
FISCAL YEAR
|
END OF 2021 HAD 56% OF ITS |
7.041 |
Jump to 3993.232 |
DATE
2021
PERCENT
56%
|
INSURANCE ON THIS 56%. |
1.101 |
Jump to 4011.084 |
PERCENT
THIS 56%
|
ENSURING ONLY 2% OF THE |
1.301 |
Jump to 4013.219 |
|
HIGHER INCOME FOR 2022 BECAUSE |
2.57 |
Jump to 4066.472 |
DATE
2022
|
BEFORE CONGRESS IN 2015 THAT |
7.675 |
Jump to 4096.869 |
ORG
CONGRESS
DATE
2015
|
MENTION MR. BECKER, $42 BILLION |
2.102 |
Jump to 4167.407 |
ORG
BECKER
MONEY
$42 BILLION
|
WENT OUT OF YOUR BANK IN 10 |
1.401 |
Jump to 4168.341 |
CARDINAL
10
|
MR. SHAY, 16 BILLION IN A FEW |
3.103 |
Jump to 4169.842 |
ORG
SHAY
MONEY
16 BILLION
|
ON MARCH 9, I WAS NOT DIRECTLY |
5.138 |
Jump to 4212.619 |
DATE
MARCH 9
|
SPREAD ON MARCH 10th WE HAD |
7.374 |
Jump to 4263.202 |
DATE
MARCH 10th
|
STREET DURING THE 1987. PANIC |
11.879 |
Jump to 4340.146 |
DATE
1987
|
$29 BILLION IN LIQUIDITY. |
3.37 |
Jump to 4356.729 |
MONEY
$29 BILLION
|
BECAUSE I THINK IN 2020 WE HAD |
3.036 |
Jump to 4391.631 |
DATE
2020
|
HAVE THREE EXAMPLES HERE. AND I |
6.807 |
Jump to 4397.503 |
CARDINAL
THREE
|
ON MARCH 10 OF THIS YEAR? |
6.306 |
Jump to 4467.44 |
DATE
MARCH 10
|
TO 30 YEARS AND TO MY |
1.835 |
Jump to 4481.454 |
|
DECEMBER 2022 WE NOW KNOW THAT |
9.543 |
Jump to 4507.213 |
DATE
DECEMBER 2022
|
SILICON VALLEY BANK RANKED FIRST |
10.177 |
Jump to 4512.285 |
ORG
SILICON VALLEY BANK
|
AMONG BANKS WITH MORE THAN $50 |
11.312 |
Jump to 4517.69 |
MONEY
50
|
BILLION IN ASSETS WITH 95% OF |
9.042 |
Jump to 4523.196 |
PERCENT
95%
|
30%. YOU HAD 95%. ALMOST ALL OF |
12.245 |
Jump to 4553.226 |
PERCENT
30%
PERCENT
95%
|
WITH THIS 95% IN HIGH |
6.807 |
Jump to 4580.953 |
PERCENT
THIS 95%
|
OF THIS COUNTRY. TO HAVE 95%, |
6.673 |
Jump to 4608.448 |
PERCENT
95%
|
MARCH 10 WERE YOU MADE AWARE OF |
5.84 |
Jump to 4644.817 |
DATE
MARCH 10
|
YOUR BANK'S OVERRELIANCE ON 95% |
5.272 |
Jump to 4650.757 |
PERCENT
95%
|
LESS THAN 5% INSURED. |
1.569 |
Jump to 4708.514 |
PERCENT
LESS THAN 5%
|
SECOND CONGRESSIONAL DISTRICT, |
7.041 |
Jump to 4785.658 |
ORDINAL
SECOND
ORG
CONGRESSIONAL
|
THAT STARTED OVER 12 MONTHS |
1.569 |
Jump to 4832.805 |
ORG
STARTED
DATE
12 MONTHS
|
HAD ONE MRA REGARDING INTEREST |
4.438 |
Jump to 4864.003 |
CARDINAL
ONE
|
HAD BEEN HAD, THE MAIN ONE, WAS |
4.805 |
Jump to 4880.72 |
ORG
MAIN
|
DURING 2022. |
6.273 |
Jump to 4887.827 |
DATE
2022
|
>> MR. BECKER, BY MARCH 8, 2023, |
6.807 |
Jump to 4888.394 |
ORG
BECKER
DATE
MARCH 8, 2023
|
IMPLEMENTED NINE INTEREST RATE |
2.903 |
Jump to 4903.276 |
|
THE FIRST TIME I RECALL COMING |
1.835 |
Jump to 4931.504 |
ORDINAL
FIRST
|
TOWARD THE END OF 2022. AND IT |
9.61 |
Jump to 4935.908 |
|
IN THE BEGINNING OF 2022, OR |
1.902 |
Jump to 4959.098 |
|
'23, WE REALIZED THAT WAS |
1.902 |
Jump to 4960.199 |
DATE
'23
ORG
WE REALIZED
|
NOTES THAT PRIOR TO 2022, |
1.502 |
Jump to 4970.81 |
|
THAT OVER THE COURSE OF 2022, |
8.042 |
Jump to 4979.485 |
DATE
2022
|
>> CONGRESSWOMAN, TWO POINTS |
7.975 |
Jump to 4993.132 |
CARDINAL
TWO
|
SO MANY PAYCHECKS, 2 MILLION, |
7.574 |
Jump to 5044.617 |
ORG
PAYCHECKS
CARDINAL
2 MILLION
|
15, 2021. |
2.636 |
Jump to 5092.098 |
DATE
15, 2021
|
THIS IS DECEMBER 2021, MR. |
13.013 |
Jump to 5105.778 |
DATE
DECEMBER 2021
GPE
MR
|
SET NEAR 03 TIMES IN THE |
1.334 |
Jump to 5123.196 |
CARDINAL
03
|
THIS IS DECEMBER 2021. |
2.069 |
Jump to 5125.164 |
DATE
DECEMBER 2021
|
RATES SEVEN TIMES IN THE |
9.476 |
Jump to 5127.333 |
CARDINAL
SEVEN
|
WOULD RAISE THEM THREE TIMES |
1.902 |
Jump to 5136.909 |
CARDINAL
THREE
ORG
TIMES
|
>> YOU HAD 97% OF YOUR DEPOSITS |
1.568 |
Jump to 5180.386 |
PERCENT
97%
|
97%. |
1.068 |
Jump to 5182.088 |
PERCENT
97%
|
THOSE ARE THE FIRST DEPOSIT TO |
1.135 |
Jump to 5182.288 |
ORDINAL
FIRST
|
RUN FIRST. |
4.371 |
Jump to 5189.095 |
|
THEIR INTENT IN DECEMBER 2021 |
4.805 |
Jump to 5201.04 |
DATE
DECEMBER 2021
|
YOU HAD $91 BILLION OF ASSETS |
1.869 |
Jump to 5242.982 |
MONEY
$91 BILLION
|
$91 BILLION. |
10.21 |
Jump to 5245.718 |
MONEY
$91 BILLION
|
AND AS RATES WENT UP IN 2021, |
10.978 |
Jump to 5246.052 |
DATE
2021
|
EXCUSE ME, 2022, THE VALUE OF |
1.568 |
Jump to 5256.029 |
DATE
2022
ORG
VALUE
|
WENT FROM $91 BILLION-$21 |
2.369 |
Jump to 5257.697 |
MONEY
91
|
BILLION. AND EVERYONE HEADED |
12.146 |
Jump to 5259.098 |
|
THAT NO ONE AT THE BANK |
12.279 |
Jump to 5278.451 |
ORG
BANK
|
THIS, THIS $91 BILLION IN |
1.635 |
Jump to 5324.864 |
MONEY
$91 BILLION
|
IN 2022 WE SAW THE FEDERAL OPEN |
1.935 |
Jump to 5513.753 |
DATE
2022
|
80, AND I REMEMBER THE '80s AND |
2.403 |
Jump to 5517.79 |
CARDINAL
80
|
INVESTED $80 BILLION IN LONG- |
1.168 |
Jump to 5545.485 |
MONEY
$80 BILLION
|
ONE IS THAT INVESTMENTS MADE IN |
4.371 |
Jump to 5559.098 |
CARDINAL
ONE
|
2021 WERE INVESTED IN |
9.944 |
Jump to 5560.733 |
CARDINAL
2021
|
AND BY THE END OF 2022 WE HAD |
7.975 |
Jump to 5573.346 |
|
$69 BILLION OF AVAILABILITY FOR |
7.608 |
Jump to 5574.814 |
MONEY
$69 BILLION
|
THE SECOND POINT IS THAT THOSE |
1.668 |
Jump to 5582.722 |
ORDINAL
SECOND
|
ROUGHLY $12 MILLION PER YEAR OF |
10.811 |
Jump to 5584.49 |
MONEY
ROUGHLY $12 MILLION
|
FOR EIGHT MONTHS BETWEEN APRIL |
2.77 |
Jump to 5618.958 |
DATE
EIGHT MONTHS
|
2022 AND JANUARY 2023. |
3.17 |
Jump to 5619.859 |
DATE
2022
DATE
JANUARY 2023
|
IN MY HOMETOWN, IN MY THIRD |
1.735 |
Jump to 5724.13 |
|
OVER $27 MILLION INVESTED IN |
9.877 |
Jump to 5732.238 |
MONEY
$27 MILLION
|
SO LET ME DO TWO THINGS |
1.201 |
Jump to 5784.057 |
CARDINAL
TWO
|
FOR 37 YEARS. |
1.501 |
Jump to 5853.76 |
DATE
37 YEARS
|
I'VE HEARD YOU'VE BEEN THERE 30 |
1.802 |
Jump to 5861.434 |
CARDINAL
30
|
YEARS, 12 YEARS, THE CEO. |
1.502 |
Jump to 5862.468 |
DATE
YEARS
DATE
12 YEARS
|
FOUNDER SINCE 2000. |
1.101 |
Jump to 5864.137 |
DATE
2000
|
CEO SINCE 2009 TO PRESENT. |
8.475 |
Jump to 5865.338 |
DATE
2009
|
WHAT WAS YOUR SALARY FOR 2022 |
1.635 |
Jump to 5873.913 |
DATE
2022
|
AND '23 IN BONUSES? |
1.702 |
Jump to 5874.914 |
CARDINAL
23
|
>> FOR 2022? |
4.354 |
Jump to 5881.938 |
DATE
2022
|
MY SALARY WAS JUST OVER $1 |
1.735 |
Jump to 5885.291 |
PERSON
SALARY
|
MILLION AND MY INCENTIVE |
1.335 |
Jump to 5886.392 |
|
COMPENSATION WAS $1.5 MILLION. |
4.271 |
Jump to 5887.126 |
MONEY
$1.5 MILLION
|
WAS $900,000 AND $1.7 MILLION |
5.74 |
Jump to 5892.598 |
MONEY
900,000
MONEY
$1.7 MILLION
|
>> MY LAST SALARY WAS $990,000 |
2.669 |
Jump to 5898.438 |
MONEY
990,000
|
IN MY BONUS WAS $1.5 MILLION. |
4.104 |
Jump to 5899.539 |
MONEY
$1.5 MILLION
|
ISSUES ON MRA AND ON MRIA . 31 |
8.776 |
Jump to 5927.6 |
ORG
ON MRIA
CARDINAL
31
|
MONEY LAUNDERING? 12 OF THE 31 |
6.773 |
Jump to 5949.789 |
CARDINAL
12
CARDINAL
31
|
THREE YEARS WHY WE STILL HAD |
7.207 |
Jump to 5968.408 |
DATE
THREE YEARS
|
NOT ANSWERED THOSE 31? |
2.069 |
Jump to 5975.715 |
|
ONLY 12. |
4.171 |
Jump to 5977.216 |
CARDINAL
ONLY 12
|
>> DO YOU KNOW WHAT THIS 12 R? |
4.604 |
Jump to 5987.16 |
CARDINAL
12
|
SINGLE ONE BUT I KNOW THAT -- |
6.606 |
Jump to 5994.067 |
|
$250 BILLION LEVEL LOOKING AT |
5.372 |
Jump to 6061.701 |
MONEY
$250 BILLION
|
PRIOR TO HER SIX YEARS AT SVB. |
3.937 |
Jump to 6082.188 |
|
IN HER SIX YEARS OF EMPLOYMENT |
2.87 |
Jump to 6085.124 |
|
RISK COMMITTEE MET 18 TIMES IN |
1.902 |
Jump to 6171.344 |
ORG
RISK COMMITTEE
CARDINAL
18
ORG
TIMES
|
2022, DOUBLE THE NUMBER OF |
1.535 |
Jump to 6172.445 |
DATE
2022
|
MEETINGS IN 2021. |
1.535 |
Jump to 6173.346 |
DATE
2021
|
>> CONGRESSMAN, THE 18 MEETINGS |
4.804 |
Jump to 6180.42 |
CARDINAL
18
|
FIRST TIME THE INTEREST RATE |
8.041 |
Jump to 6207.213 |
|
>> WOULD YOU SAY THAT WAS ONE |
3.87 |
Jump to 6225.732 |
CARDINAL
ONE
|
MEETINGS IN 2022 THEN IN 2021? |
7.741 |
Jump to 6230.77 |
DATE
2022
DATE
2021
|
WERE THESE TWO ENTITIES THE |
1.902 |
Jump to 6271.444 |
|
ONE OF THE PROBLEMS I SEE IS |
3.971 |
Jump to 6337.677 |
CARDINAL
ONE
|
A SHOT AT IT FIRST. |
2.235 |
Jump to 6411.284 |
|
GOOD QUESTION AND ONE, OBVIOUSLY |
4.104 |
Jump to 6413.62 |
|
60 DAYS I THOUGHT ABOUT |
4.538 |
Jump to 6417.89 |
DATE
60 DAYS
|
MARCH 9, WE WERE IN A STRONG |
7.107 |
Jump to 6426.399 |
DATE
MARCH 9
|
YES, 2023 WAS GOING TO BE MORE |
2.002 |
Jump to 6433.673 |
DATE
2023
|
CHALLENGING THAN 2022 FROM AN |
2.136 |
Jump to 6434.874 |
|
OF THE TWO OTHER BANKS, PANIC |
4.571 |
Jump to 6441.114 |
CARDINAL
TWO
|
MARCH 12, I THINK, THEY ADOPTED |
3.838 |
Jump to 6494.5 |
DATE
MARCH 12
|
ONE OF THE LENDING PROGRAMS |
3.57 |
Jump to 6496.269 |
CARDINAL
ONE
|
PROPOSAL, I THINK THAT'S ONE |
1.701 |
Jump to 6523.997 |
CARDINAL
ONE
|
THREE OF YOU WILL HANG WITH ME |
2.369 |
Jump to 6623.296 |
CARDINAL
THREE
|
FOR A SECOND AND GO BACK THREE |
4.271 |
Jump to 6624.497 |
ORDINAL
SECOND
CARDINAL
THREE
|
IF YOU HAD KNOWN THAT IN 2022 |
7.541 |
Jump to 6642.615 |
DATE
2022
|
INFLATION WOULD REACH A 40-YEAR |
1.702 |
Jump to 6649.322 |
DATE
40-YEAR
|
IN 40 YEARS, YES. |
1.735 |
Jump to 6690.53 |
DATE
40 YEARS
|
>> AND MR. SHAY, THE SAME TWO |
1.334 |
Jump to 6708.915 |
GPE
MR
CARDINAL
TWO
|
TO OPEN ON MONDAY MARCH 12. |
3.003 |
Jump to 6719.892 |
DATE
MARCH 12
|
WAS AN ISSUE BUT NOT ONE THAT |
6.474 |
Jump to 6747.186 |
|
THREE YEARS AND BRINKLEY THE 37 |
5.639 |
Jump to 6768.775 |
DATE
THREE YEARS AND
|
UNFOLDED ON MARCH 10 WERE |
2.769 |
Jump to 6782.722 |
DATE
MARCH 10
|
CHANGE THE MORNING OF MARCH 10. |
3.837 |
Jump to 6796.369 |
|
THURSDAY THERE WAS $42 BILLION. |
5.139 |
Jump to 6829.969 |
PERSON
THURSDAY
MONEY
$42 BILLION
|
AND ON FRIDAY THERE WAS $100 |
4.738 |
Jump to 6834.14 |
ORG
ON FRIDAY
MONEY
100
|
BILLION REQUESTED TO BE EXITED |
3.937 |
Jump to 6835.208 |
|
'22 AND THAT WAS UNDER SOME |
2.002 |
Jump to 6952.091 |
|
2023. |
1.501 |
Jump to 6965.705 |
DATE
2023
|
OF THAT DECISION TO GO 11 |
13.147 |
Jump to 6982.288 |
CARDINAL
11
|
DISCLOSE FOR 11 MONTHS. |
1.302 |
Jump to 7003.242 |
ORG
DISCLOSE
DATE
11 MONTHS
|
>> DURING THAT EIGHT OR NINE |
6.373 |
Jump to 7007.614 |
|
REMARKS THAT MARCH 8, WHICH WAS |
10.243 |
Jump to 7032.572 |
DATE
MARCH 8
|
ANNOUNCED, PUT THE $1.8 BILLION |
2.67 |
Jump to 7046.919 |
ORG
ANNOUNCED
ORG
PUT
MONEY
$1.8 BILLION
|
COMMENCED ON MARCH 8? |
4.704 |
Jump to 7055.395 |
DATE
MARCH 8
|
THAT CULMINATED MARCH 8? |
1.535 |
Jump to 7086.159 |
|
AT THE LAST DAY OR TWO OF |
1.335 |
Jump to 7087.827 |
CARDINAL
TWO
|
TWO WEEKS TO THREE WEEKS, THE |
2.036 |
Jump to 7113.419 |
CARDINAL
TWO
ORG
WEEKS
CARDINAL
THREE
ORG
WEEKS
|
10 YEAR TREASURY HAD JUMPED TO |
1.201 |
Jump to 7114.621 |
CARDINAL
10
ORG
YEAR TREASURY
|
SOLD MARCH 8. YOU START THE |
4.738 |
Jump to 7119.325 |
DATE
MARCH 8
|
I WANT TO GET TO ONE MORE |
1.368 |
Jump to 7148.087 |
CARDINAL
ONE
|
YOU SOLD $3.6 MILLION OF STOCK |
4.905 |
Jump to 7149.555 |
MONEY
$3.6 MILLION
|
PERSONALLY ON FEBRUARY 27, |
4.438 |
Jump to 7150.59 |
DATE
FEBRUARY 27
|
INITIATED JANUARY 26. |
1.702 |
Jump to 7155.995 |
DATE
JANUARY 26
|
TO 2023. |
3.37 |
Jump to 7192.432 |
DATE
2023
|
AND YET YOU SOLD DOWN 97% OF |
2.269 |
Jump to 7210.45 |
PERCENT
97%
|
DURING 2022. |
4.571 |
Jump to 7215.021 |
DATE
2022
|
TWO POINTS. |
1.135 |
Jump to 7236.175 |
CARDINAL
TWO
|
ONE WAS AGAINST THE AVAILABLE |
1.702 |
Jump to 7236.509 |
CARDINAL
ONE
|
>> IT WAS 97%. |
3.604 |
Jump to 7238.911 |
PERCENT
97%
|
WE STARTED WITH 15 .3 AND SHORT |
6.073 |
Jump to 7240.046 |
CARDINAL
15
|
AND YOU ENDED WITH $563 MILLION |
5.305 |
Jump to 7242.615 |
MONEY
$563 MILLION
|
TAKE A BRIEF, FIVE-MINUTE |
1.501 |
Jump to 7256.963 |
TIME
FIVE-MINUTE
|
>> WE HAD 31 AT THE END. |
4.471 |
Jump to 7793.666 |
CARDINAL
31
|
>> WAS A MORE THAN ZERO? |
2.435 |
Jump to 7802.342 |
|
>> MORE THAN ZERO, BUT I DON'T |
2.336 |
Jump to 7803.576 |
|
>> WE HAD ZERO. |
8.408 |
Jump to 7806.012 |
|
>> HOW IS IT THAT YOU HAD ZERO |
3.737 |
Jump to 7812.986 |
|
BACK TO MARCH 9, IT WAS A VERY |
7.34 |
Jump to 7835.108 |
DATE
MARCH 9
|
ON MARCH 10 EVERYTHING CHANGED. |
5.239 |
Jump to 7847.72 |
ORG
EVERYTHING CHANGED
|
AND ONE THAT I AM NOT SURE I |
1.101 |
Jump to 7857.096 |
|
I THINK ON MARCH 9 LATE IN THE |
3.77 |
Jump to 7858.798 |
DATE
MARCH 9
|
LINKING FIRST REPUBLICAN AND |
2.603 |
Jump to 7867.64 |
|
THE SECOND CLARIFYING POINT IS |
6.239 |
Jump to 7902.976 |
ORDINAL
SECOND
|
WE HAD THE SECOND-HIGHEST UNDER |
6.74 |
Jump to 7912.185 |
ORDINAL
SECOND
|
BIGGER BOAT. NO ONE FELT THAT |
6.806 |
Jump to 7929.369 |
ORG
FELT
|
THE YEAR WE HAD $69 BILLION |
2.97 |
Jump to 7957.296 |
MONEY
$69 BILLION
|
WE HAVE 57% TREASURY, JEROME |
3.037 |
Jump to 7969.275 |
PERCENT
57%
ORG
TREASURY
|
>> IN NOVEMBER 2022 SIMULATIONS |
4.671 |
Jump to 7998.104 |
DATE
NOVEMBER 2022
|
>> IN NOVEMBER 2022 THE FED |
4.572 |
Jump to 8009.415 |
DATE
NOVEMBER 2022
ORG
FED
|
2022 AND YOU RECEIVE A HIGH- |
4.104 |
Jump to 8025.298 |
DATE
2022
|
. THAT WAS NOVEMBER 2022. |
5.071 |
Jump to 8030.203 |
DATE
NOVEMBER 2022
|
THROUGHOUT 2022 INTO 2023. WE |
6.707 |
Jump to 8039.679 |
DATE
2022 INTO 2023
|
RECOGNIZED FOR 5 MINUTES. |
2.168 |
Jump to 8091.064 |
|
CONTAGIONS, A 2018 PUBLICAN |
5.139 |
Jump to 8163.836 |
ORG
CONTAGIONS
DATE
2018
|
. BETWEEN 2018-2023 THE FEDERAL |
4.738 |
Jump to 8220.026 |
DATE
2018-2023
|
RESERVE SET YOUR BANK 68 |
11.512 |
Jump to 8221.327 |
ORG
RESERVE SET
CARDINAL
68
|
>> I WAS AWARE OF THE 31 |
3.637 |
Jump to 8254.761 |
CARDINAL
31
|
68 NOTICES IS ABSOLUTELY |
5.172 |
Jump to 8277.784 |
CARDINAL
68
|
THROUGH THE LAST FIVE YEARS |
3.77 |
Jump to 8283.056 |
DATE
LAST FIVE YEARS
|
YOU ARE SITTING ON A $1.5 |
1.701 |
Jump to 8294.167 |
MONEY
1.5
|
MILLION BONUS. |
4.004 |
Jump to 8295.134 |
CARDINAL
MILLION
|
YOU RECEIVED OVER $9.9 MILLION |
7.174 |
Jump to 8299.238 |
MONEY
$9.9 MILLION
|
WELL AS A $1.5 MILLION BONUS |
1.268 |
Jump to 8306.512 |
MONEY
$1.5 MILLION
ORG
BONUS
|
>> WE CURRENTLY HAVE $32 |
2.502 |
Jump to 8365.305 |
MONEY
32
|
TRILLION IN DEBT. |
3.671 |
Jump to 8366.372 |
|
DEADLINE, BUT CONGRESSMAN $7 |
6.774 |
Jump to 8374.48 |
MONEY
7
|
TRILLION OF WHICH $5 TRILLION |
1.568 |
Jump to 8380.72 |
MONEY
$5 TRILLION
|
MISMANAGEMENT THE $7 TRILLION |
7.041 |
Jump to 8393.032 |
MONEY
$7 TRILLION
|
I THINK THEY ARE THE ONLY ONE |
1.068 |
Jump to 8409.482 |
|
THE FIRST CASUALTIES OF THE |
5.839 |
Jump to 8412.085 |
ORDINAL
FIRST
|
JANUARY 2023? |
4.839 |
Jump to 8469.575 |
DATE
JANUARY 2023
|
ONE OF WHICH REPORTED DIRECTLY |
6.24 |
Jump to 8496.235 |
CARDINAL
ONE
|
THREE LINES OF DEFENSE. |
1.068 |
Jump to 8503.309 |
CARDINAL
THREE
|
>> WE HAD ONE FOR THE MAJORITY |
2.769 |
Jump to 8517.39 |
|
OF 2022. |
1.568 |
Jump to 8519.959 |
DATE
2022
|
>> BUT NOT IN THE LAST EIGHT |
2.57 |
Jump to 8520.259 |
|
>> IF THEY WERE 50% HIGHER |
4.004 |
Jump to 8611.05 |
PERCENT
50%
|
100%. |
2.803 |
Jump to 8614.42 |
PERCENT
100%
|
THEY ARE PROPOSING 10%. |
3.471 |
Jump to 8615.154 |
PERCENT
10%
|
ONE DEPOSITOR THAT I SPOKE TO |
4.304 |
Jump to 8628.835 |
CARDINAL
ONE
|
CAREFUL TO NOT HAVE A ONE-SIZE- |
1.668 |
Jump to 8655.428 |
CARDINAL
ONE
|
ANY RESPONSIBILITY FOR FIRST |
5.305 |
Jump to 8704.344 |
ORDINAL
FIRST
|
THE TWO MEGABANKS IN PARTICULAR. |
3.67 |
Jump to 8853.226 |
CARDINAL
TWO
|
MARCH 12 I DID NOT RECEIVE |
2.769 |
Jump to 8885.792 |
|
AFTER YOUR DEPARTURE FROM FIRST |
4.305 |
Jump to 8892.031 |
ORDINAL
FIRST
|
THE CLOSURE OF FIRST REPUBLIC. |
5.005 |
Jump to 8900.54 |
GPE
FIRST REPUBLIC
|
FIRST PLACE. WHAT IS SO |
5.472 |
Jump to 8936.075 |
ORG
FIRST PLACE
|
IF AN AVERAGE AMERICAN WAS ONE |
4.805 |
Jump to 8963.269 |
CARDINAL
ONE
|
BANKING FOR 30 YEARS. 12 OF |
5.939 |
Jump to 8993.466 |
DATE
30 YEARS
CARDINAL
12
|
>> ABOUT 30 YEARS. |
6.307 |
Jump to 9019.792 |
DATE
ABOUT 30 YEARS
|
>> A FIRST REPUBLIC EMPLOYEE |
0.901 |
Jump to 9030.47 |
ORDINAL
FIRST
|
FOR 13 YEARS. |
7.24 |
Jump to 9031.104 |
DATE
13 YEARS
|
>> 16 YEARS. |
2.87 |
Jump to 9038.978 |
DATE
16 YEARS
|
40 BILLION UP TO 210 BILLION. I |
4.738 |
Jump to 9051.224 |
MONEY
40 BILLION
MONEY
210 BILLION
|
91% WERE UNINSURED. |
2.769 |
Jump to 9075.949 |
PERCENT
91%
|
94% OF YOUR DEPOSITS BEING |
3.37 |
Jump to 9086.392 |
PERCENT
94%
|
ABOVE THE 250,000, HOW DID YOU |
3.871 |
Jump to 9088.194 |
CARDINAL
250,000
|
HAD $21 BILLION IN SECURITIES. |
3.771 |
Jump to 9114.52 |
MONEY
$21 BILLION
|
YOU SOLD IT AT A $1.8 BILLION |
4.838 |
Jump to 9117.023 |
MONEY
$1.8 BILLION
|
>> ON MARCH 8th WE CONTEMPLATED |
5.973 |
Jump to 9124.764 |
DATE
MARCH 8th
|
EIGHT MONTHS. |
3.07 |
Jump to 9140.88 |
ORG
EIGHT MONTHS
|
YOU HAVE ROUGHLY OVER 2000 |
2.002 |
Jump to 9142.949 |
|
FUNDING MANAGER IN THAT 2000 |
4.671 |
Jump to 9150.957 |
|
>> TO CLARIFY, WE HAD OVER 8000 |
4.538 |
Jump to 9155.728 |
|
WE HAD ROUGHLY 1000 EMPLOYEES |
8.442 |
Jump to 9160.366 |
CARDINAL
1000
|
MADE IN 2021 BY OUR TREASURY |
6.14 |
Jump to 9175.648 |
DATE
2021
ORG
TREASURY
|
>> THE 2022 INCENTIVE |
6.773 |
Jump to 9211.484 |
DATE
2022
|
MARCH 9. THAT DATE WAS |
5.072 |
Jump to 9225.398 |
DATE
MARCH 9
|
6th TRAINING PLAN CHANGE THAT |
1.668 |
Jump to 9351.624 |
|
$3 MILLION IN STOCK? |
3.603 |
Jump to 9353.393 |
MONEY
$3 MILLION
|
>> ON JANUARY 26 YOU CHANGE THE |
2.502 |
Jump to 9359.432 |
DATE
JANUARY 26
|
THE JANUARY 6th TRAINING THAT |
6.64 |
Jump to 9385.258 |
EVENT
THE JANUARY 6th TRAINING THAT
|
INCREASE MORE THAN THREE |
2.002 |
Jump to 9399.138 |
CARDINAL
THREE
|
PERCENTAGE POINTS DURING 2022, |
7.641 |
Jump to 9400.139 |
DATE
2022
|
GAIN OF $500 MILLION FOR |
4.004 |
Jump to 9461.2 |
MONEY
$500 MILLION
|
SILICON VALLEY BANK IN THE FIRST |
5.639 |
Jump to 9462.335 |
ORG
SILICON VALLEY BANK
ORDINAL
FIRST
|
TWO QUARTERS OF 2022. GIVEN |
4.404 |
Jump to 9465.305 |
CARDINAL
TWO
|
>> IF I COULD CLARIFY TWO |
1.234 |
Jump to 9479.319 |
CARDINAL
TWO
|
RECOGNIZED FOR 5 MINUTES. |
3.871 |
Jump to 9613.519 |
|
FIVE ALARM FIRE IT HAD CREATED. |
7.974 |
Jump to 9709.549 |
CARDINAL
FIVE
|
FIRST OF ALL I THINK IN THE |
2.636 |
Jump to 9746.853 |
|
FAILURE OF FIRST REPUBLIC WAS |
3.47 |
Jump to 9750.256 |
ORDINAL
FIRST
|
PICTURE AS IT PERTAINS TO FIRST |
1.001 |
Jump to 9784.29 |
|
6 OR SEVEN YEARS. THEY LOOKED |
5.372 |
Jump to 9795.301 |
DATE
6 OR SEVEN YEARS
|
PORTFOLIO WAS 90% VARIABLE |
4.638 |
Jump to 9898.604 |
PERCENT
90%
|
MARCH 29. |
1.201 |
Jump to 9997.37 |
DATE
MARCH 29
|
THE FIRST TIMETHE FEDERAL |
3.604 |
Jump to 9998.104 |
ORDINAL
FIRST
|
MEER ON MAY 3 ROW TO TH |
2.102 |
Jump to 10031.638 |
DATE
MAY 3 ROW TO TH
|
AND FIRST REPUIC EXECUTIVES |
3.52 |
Jump to 10040.413 |
ORDINAL
FIRST
|
SENT EIGHT LETTERS ATE AND |
2.553 |
Jump to 10093.249 |
|
DOUBLI IN ZE FROM 2018020 |
6.524 |
Jump to 10217.256 |
DATE
2018020
|
2021 ANE. EARLIETODAY IN |
3.821 |
Jump to 10225.264 |
CARDINAL
2021
|
FAIL IN NOVEER 2022 THE FED FUH |
8.709 |
Jump to 10257.68 |
ORG
FED
|
NOVEER 2022? |
2.636 |
Jump to 10288.611 |
DATE
2022
|
TO SELL APPROXIMATELY ,451 |
4.972 |
Jump to 10327.283 |
ORG
APPROXIMATELY
CARDINAL
451
|
ESE WERE SOLD TWO WEEKS |
5.105 |
Jump to 10332.388 |
CARDINAL
TWO
|
$3.6 MIION, OTHESHAREHDERS |
5.906 |
Jump to 10337.593 |
MONEY
3.6
ORG
OTHESHAREHDERS
|
MARCH 10, I LOST VE TIMES |
8.075 |
Jump to 10371.427 |
DATE
MARCH 10
ORG
LOST VE TIMES
|
TWO YS LATER YOUR BANK CLOSE |
3.537 |
Jump to 10392.982 |
CARDINAL
TWO
PRODUCT
CLOSE
|
MORGAN CHAS DEPOSITED 30 |
6.273 |
Jump to 10431.888 |
CARDINAL
30
|
BILLION IN YOUR BANK AFTERSTB |
5.406 |
Jump to 10433.923 |
|
11 BANKS CAME TOGETHER AND GET |
1.668 |
Jump to 10448.538 |
CARDINAL
11
|
YOU $30 BILLION. |
1.735 |
Jump to 10449.806 |
MONEY
$30 BILLION
|
11 BANKS HELPING TO ENFORCE |
4.004 |
Jump to 10456.446 |
CARDINAL
11
|
UNFORTUNATELY, FIRST REPUBLIC |
5.338 |
Jump to 10460.917 |
ORG
UNFORTUNATELY
GPE
FIRST REPUBLIC
|
WAS HIT BY THE CONTAGION OF TWO |
5.539 |
Jump to 10462.885 |
CARDINAL
TWO
|
FOR 5 MINUTES. |
4.772 |
Jump to 10501.357 |
TIME
5 MINUTES
|
TO CONTINUE AFTER MARCH 12 OR |
2.435 |
Jump to 10580.737 |
CARDINAL
12
|
MARCH 13. |
4.471 |
Jump to 10582.205 |
DATE
MARCH 13
|
NOVEMBER 11, 2022 WALL STREET |
2.002 |
Jump to 10600.023 |
DATE
NOVEMBER 11, 2022
|
AS OF SEPTEMBER 30, 2032 A |
5.539 |
Jump to 10621.01 |
ORG
AS OF SEPTEMBER 30, 2032 A
|
IT HAD $29 BILLION PLEDGED AT |
5.372 |
Jump to 10722.145 |
MONEY
$29 BILLION
|
WORKINGS. FIRST OFF, I WANT TO |
7.608 |
Jump to 10794.417 |
ORG
WORKINGS
ORG
FIRST OFF
|
MR. BECKER, IN 2015 YOU |
3.637 |
Jump to 10803.826 |
ORG
BECKER
DATE
2015
|
IMPORTANT. YEARS LATER IN 2018 |
5.506 |
Jump to 10812.201 |
DATE
2018
|
PRESIDENT HAD SIGNED 2155, THE |
4.204 |
Jump to 10817.807 |
DATE
2155
|
RAISED THE THRESHOLD TO 250 |
9.409 |
Jump to 10824.781 |
CARDINAL
250
|
BILLION AND AN INCREASE FROM |
9.009 |
Jump to 10825.748 |
|
THE PREVIOUS 50 BILLION. |
1.068 |
Jump to 10834.29 |
|
BANK HAD REACHED 50 BILLION IN |
3.036 |
Jump to 10835.892 |
|
BY 2022 THE BANK HELD MORE THAN |
6.974 |
Jump to 10839.028 |
DATE
2022
|
200 BILLION IN ASSETS. |
4.138 |
Jump to 10842.665 |
MONEY
200 BILLION
|
PROVIDED IN 2015 WAS FOCUSED ON |
8.508 |
Jump to 10874.464 |
DATE
2015
|
>> SILICON VALLEY BANK IN 2015 |
4.838 |
Jump to 10902.492 |
DATE
2015
|
WAS ONE OF MANY BANKS, |
2.469 |
Jump to 10906.262 |
CARDINAL
ONE
|
ABOUT FIRST REPUBLIC BANK. |
6.273 |
Jump to 10914.27 |
ORDINAL
FIRST
|
IN 2018 FIRST REPUBLIC SPENT |
6.857 |
Jump to 10921.894 |
DATE
2018
ORDINAL
FIRST
|
$370,000 ON LOBBYING. |
4.104 |
Jump to 10925.348 |
MONEY
370,000
|
FIRST REPUBLIC IN 2018? |
4.538 |
Jump to 10936.592 |
ORDINAL
FIRST
DATE
2018
|
THERE ARE TWO MAX TOPICS THAT |
3.637 |
Jump to 10943.666 |
CARDINAL
TWO
|
ONE IS WHAT YOU REFERENCED |
4.571 |
Jump to 10947.437 |
CARDINAL
ONE
|
DISTRICT, IN FACT, ONE OF THE |
2.369 |
Jump to 11129.452 |
CARDINAL
ONE
|
THERE WAS A ONE IN 1 MILLION |
3.27 |
Jump to 11245.501 |
CARDINAL
ONE
CARDINAL
1 MILLION
|
CHANCE OR ONE IN A 10 MILLION |
4.004 |
Jump to 11246.97 |
CARDINAL
ONE
CARDINAL
10 MILLION
|
FIRST REPUBLIC WAS NOT |
3.504 |
Jump to 11284.24 |
ORDINAL
FIRST
|
ALL THE TIME AND WE MET ZERO |
2.836 |
Jump to 11307.73 |
ORG
TIME
GPE
ZERO
|
CONTAGION MOVED TOWARD FIRST |
1.401 |
Jump to 11310.667 |
|
QUESTION AND ONE THAT I DO NOT |
3.87 |
Jump to 11343.266 |
|
THERE ARE TWO MAIN POINTS THAT |
4.271 |
Jump to 11422.912 |
CARDINAL
TWO
ORG
MAIN
|
START OUT FROM THE TWO MORTARS |
5.272 |
Jump to 11424.714 |
CARDINAL
TWO
ORG
MORTARS
|
2022. |
4.704 |
Jump to 11446.97 |
DATE
2022
|
INCREASE RATES IN MARCH 2022 |
4.805 |
Jump to 11451.774 |
DATE
MARCH 2022
|
AND SPD, WE HAD 31 OPEN |
8.175 |
Jump to 11453.176 |
GPE
SPD
CARDINAL
31
|
FOR MOST OF 2022. |
3.504 |
Jump to 11463.152 |
DATE
2022
|
$563 MILLION, DOWN FROM $15.3 |
11.779 |
Jump to 11496.886 |
MONEY
$563 MILLION
MONEY
15.3
|
MILLION JUST A YEAR EARLIER. |
8.876 |
Jump to 11500.623 |
CARDINAL
MILLION
DATE
A YEAR EARLIER
|
>> MR. BECKER, IN EARLY 2023, |
2.702 |
Jump to 11530.954 |
ORG
BECKER
DATE
EARLY 2023
|
MARCH 2023, YOU SOLD YOUR |
7.274 |
Jump to 11532.155 |
DATE
MARCH 2023
|
AND A $1.8 BILLION LOSS, YOU |
2.135 |
Jump to 11539.529 |
MONEY
$1.8 BILLION
|
THAT YOUR FIRM WAS ONE OF THE |
4.004 |
Jump to 11621.344 |
CARDINAL
ONE
|
BANKS THAT USED THE 13 THREE |
2.97 |
Jump to 11623.179 |
CARDINAL
13
|
ON THE BEGINNING OF MARCH 10th, |
2.202 |
Jump to 11641.731 |
ORG
ON THE BEGINNING OF MARCH 10th
|
FOUR YEARS. |
1.634 |
Jump to 11689.646 |
DATE
FOUR YEARS
|
I WOULD LIKE TO THANK OUR FIRST |
1.835 |
Jump to 11725.548 |
|
WILL HAVE FIVE LEGISLATIVE |
1.635 |
Jump to 11728.384 |
CARDINAL
FIVE
|
RECESS TO LET THE FIRST PANEL |
4.772 |
Jump to 11737.927 |
|
GO AND SEEK THE SECOND PANEL. |
3.937 |
Jump to 11739.262 |
ORDINAL
SECOND
|
I NOW CALL UP OUR SECOND PANEL |
5.272 |
Jump to 12834.59 |
ORDINAL
SECOND
|
FIVE MINUTES. |
2.435 |
Jump to 12868.091 |
TIME
FIVE MINUTES
|
MS. HARRIS, YOU HAVE FIVE |
1.768 |
Jump to 12869.025 |
ORG
HARRIS
CARDINAL
FIVE
|
TWO CHAIRMAN McHENRY, RANKING |
3.537 |
Jump to 12874.964 |
CARDINAL
TWO
ORG
RANKING
|
ON SUNDAY MARCH 12, 2023, |
1.735 |
Jump to 12894.784 |
DATE
MARCH 12, 2023
|
DEPOSITS ON FRIDAY MARCH 10th. |
4.938 |
Jump to 12897.887 |
DATE
MARCH 10th
|
ON MARCH 8 AND THE FAILURE OF |
2.269 |
Jump to 12907.964 |
DATE
MARCH 8
|
10th FOLLOWING AN UNPRECEDENTED |
1.735 |
Jump to 12910.333 |
|
OF SUNDAY MARCH 12, DFS |
5.705 |
Jump to 12921.778 |
DATE
MARCH 12
|
THE FAILURE ON MARCH 12, |
1.435 |
Jump to 12928.618 |
DATE
MARCH 12
|
BANK CONTINUING WITH THE 2010 |
10.811 |
Jump to 12931.821 |
ORG
BANK CONTINUING WITH THE
DATE
2010
|
ON MARCH 10th, SIGNATURE |
1.969 |
Jump to 12966.055 |
DATE
MARCH 10th
|
EXPERIENCED A RUNOFF OF $16.6 |
4.638 |
Jump to 12966.889 |
MONEY
16.6
|
BILLION IN A MATTER OF HOURS |
6.006 |
Jump to 12968.124 |
ORG
HOURS
|
BY 20%. |
3.437 |
Jump to 12977.7 |
PERCENT
20%
|
THE BANK HAD ONE OPTION, TO |
1.869 |
Jump to 13006.162 |
CARDINAL
ONE
|
THREE PATHS WERE IDENTIFIED FOR |
3.504 |
Jump to 13009.265 |
CARDINAL
THREE
|
THE FIRST WAS TO FIND A WAY FOR |
3.036 |
Jump to 13013.436 |
ORDINAL
FIRST
|
THE SECOND WAS TO FIND A |
5.406 |
Jump to 13018.274 |
ORDINAL
SECOND
|
THIRD, DFS AND THE FDIC WOULD |
2.702 |
Jump to 13023.78 |
ORDINAL
THIRD
ORG
FDIC
|
POSSESSION, THE BANK HAD $4.27 |
1.702 |
Jump to 13055.511 |
ORG
BANK
MONEY
4.27
|
BILLION OF CERTAIN LIQUIDITY |
2.036 |
Jump to 13056.612 |
|
FROM 7.4 TO 7.9 BILLION. THESE |
5.372 |
Jump to 13060.817 |
|
RECOGNIZED FOR FIVE MINUTES AS |
1.768 |
Jump to 13119.609 |
|
SINCE DECEMBER 2020 BUILDING |
3.003 |
Jump to 13137.894 |
DATE
DECEMBER 2020
|
IN OVER 100 YEARS OF STATE |
2.302 |
Jump to 13138.895 |
|
RESTRUCTURED IN 2020 TO |
3.804 |
Jump to 13143.633 |
DATE
2020
|
ALMOST 80% OF THE BANKS IN THE |
5.906 |
Jump to 13187.71 |
PERCENT
ALMOST 80%
|
8300 BANKS AND 8.5 TRILLION IN |
2.403 |
Jump to 13193.716 |
CARDINAL
8300
CARDINAL
8.5 TRILLION
|
THIS INCLUDES OVERSEEING TWO |
3.17 |
Jump to 13196.219 |
|
SUPERVISES 99 STATE-CHARTERED |
4.972 |
Jump to 13215.705 |
CARDINAL
99
|
APPROXIMATELY 4 BILLION, NEARLY |
8.475 |
Jump to 13221.444 |
MONEY
APPROXIMATELY 4 BILLION
|
HALF OF 1 BILLION IN ASSETS. |
9.243 |
Jump to 13222.078 |
CARDINAL
HALF
|
NINE OF OUR BANKS ARE OVER 10 |
1.468 |
Jump to 13230.119 |
CARDINAL
10
|
BILLION. |
0.934 |
Jump to 13231.421 |
|
THE DEPARTMENT SUPERVISES 113 |
1.868 |
Jump to 13231.688 |
CARDINAL
113
|
SIZE OF 1.4 BILLION, FOR NEARLY |
7.474 |
Jump to 13233.656 |
CARDINAL
1.4 BILLION
|
A 40 YEARS, SILICON VALLEY BANK |
2.636 |
Jump to 13239.329 |
DATE
40 YEARS
ORG
SILICON VALLEY BANK
|
ON MARCH 8th, THE BANK |
8.075 |
Jump to 13248.004 |
DATE
MARCH 8th
ORG
BANK
|
ANNOUNCED A LOSS OF 1.8 BILLION |
7.374 |
Jump to 13249.505 |
MONEY
1.8 BILLION
|
INITIATING WITHDRAWS OF $42 |
5.438 |
Jump to 13257.981 |
MONEY
42
|
BILLION, OR APPROXIMATELY 25% |
8.742 |
Jump to 13261.017 |
PERCENT
APPROXIMATELY 25%
|
OF THE TOTAL DEPOSITS OVER A 24 |
11.946 |
Jump to 13263.519 |
CARDINAL
24
|
AT THE END OF MARCH 9th, THE |
2.369 |
Jump to 13276.599 |
DATE
MARCH 9th
|
BALANCE OF APPROXIMATELY 958 |
1.402 |
Jump to 13279.068 |
|
MILLION. |
1.301 |
Jump to 13280.303 |
|
ON MARCH 10th, THE THE FBI TOOK |
5.739 |
Jump to 13283.106 |
DATE
MARCH 10th
ORG
FBI
|
BEGINNING IN 2021 AND INTEREST |
3.637 |
Jump to 13322.245 |
DATE
2021
|
RATE RISKS BEGINNING IN 2022. |
4.271 |
Jump to 13323.579 |
DATE
2022
|
FAILURE OF THE FIRST BANK |
3.336 |
Jump to 13341.965 |
|
FIVE MINUTES. |
1.601 |
Jump to 13414.604 |
TIME
FIVE MINUTES
|
NOVEMBER OF 2022 SUPERVISORY |
1.435 |
Jump to 13430.987 |
DATE
NOVEMBER OF 2022
|
RISKS PRIOR OF NOVEMBER 2022 OR |
5.405 |
Jump to 13439.829 |
DATE
NOVEMBER 2022 OR
|
WAS THAT THE FIRST TIME IT WAS |
9.409 |
Jump to 13442.332 |
ORDINAL
FIRST
|
IDENTIFIED IN 2021 AND IN THE |
7.708 |
Jump to 13452.675 |
DATE
2021
|
IN MAY 31st OF 2022, CORPORATE |
4.805 |
Jump to 13460.483 |
DATE
MAY 31st OF 2022
|
AUGUST 17th OF 2022, THERE WERE |
10.745 |
Jump to 13473.262 |
DATE
AUGUST 17th OF 2022
|
SAYING NOVEMBER OF 2021, THERE |
3.436 |
Jump to 13498.388 |
DATE
NOVEMBER OF 2021
|
THAT WAS NOTED IN NOVEMBER 15th |
5.772 |
Jump to 13534.624 |
DATE
NOVEMBER 15th
|
2022. |
4.471 |
Jump to 13537.36 |
DATE
2022
|
NOVEMBER OF 2022. |
9.876 |
Jump to 13553.71 |
DATE
NOVEMBER OF 2022
|
DURING THE 2021 AND 2022 |
1.702 |
Jump to 13562.685 |
DATE
2021
|
RESERVE WITH 10 OF THE 16 |
4.237 |
Jump to 13565.655 |
CARDINAL
10
CARDINAL
16
|
WENT TO SUPPORT ON ONE OF ITS |
11.444 |
Jump to 13585.742 |
|
>> WE HAD TWO EXAMINERS THAT |
8.074 |
Jump to 13597.287 |
CARDINAL
TWO
|
THE FACT THAT REGULATORS AND 20 |
11.044 |
Jump to 13607.03 |
CARDINAL
20
|
2022. THE LETTER EXPLAIN |
6.84 |
Jump to 13649.806 |
DATE
2022
|
THE BANK AS OF MARCH 2023, THE |
15.483 |
Jump to 13658.881 |
ORG
THE BANK AS OF
DATE
MARCH 2023
|
MOU WITH DRAFT FORM FOR SIX |
3.937 |
Jump to 13676.966 |
ORG
MOU
CARDINAL
SIX
|
ISSUED AN MOU IN AUGUST OF 2022 |
7.675 |
Jump to 13717.273 |
ORG
MOU
DATE
AUGUST OF 2022
|
IS RECOGNIZED WITH FIVE |
0.901 |
Jump to 13751.407 |
CARDINAL
FIVE
|
WE HAVE TWO WOMEN ON THE PANEL. |
5.138 |
Jump to 13772.829 |
CARDINAL
TWO
|
THREE HISPANICS. THE DEMOCRAT |
4.137 |
Jump to 13796.586 |
CARDINAL
THREE
NORP
DEMOCRAT
|
INDICATE, ON PAGE 5, WHEN YOU |
2.369 |
Jump to 13827.817 |
ORG
INDICATE
|
I WILL SAY FIRST OFF ALTHOUGH |
2.269 |
Jump to 13943.499 |
|
SINCE I HAVE TAKEN MY SEAT 19 |
3.036 |
Jump to 13963.486 |
CARDINAL
19
|
FACTORS, NOT JUST ONE, THAT LED |
1.869 |
Jump to 14080.503 |
|
KENTUCKY IS RECOGNIZED FOR FIVE |
1.201 |
Jump to 14106.696 |
GPE
KENTUCKY
CARDINAL
FIVE
|
>> IN THE PRIOR FOUR YEARS, |
4.905 |
Jump to 14230.853 |
|
GIVING DEPOSITS IN TWO HOURS? |
5.939 |
Jump to 14248.638 |
CARDINAL
TWO
|
>> THAT WAS ONE OF THE AREAS |
2.135 |
Jump to 14291.748 |
CARDINAL
ONE
|
SILICON VALLEY BANK HAD 31 |
2.436 |
Jump to 14302.959 |
ORG
SILICON VALLEY BANK
CARDINAL
31
|
ALLOW THE BANK TO REACH 31 |
2.469 |
Jump to 14322.178 |
CARDINAL
31
|
RECOGNIZED FOR FIVE MINUTES. |
2.336 |
Jump to 14419.208 |
|
HAD TO PAY $20 BILLION TO |
2.202 |
Jump to 14463.653 |
MONEY
$20 BILLION
|
ASSETS BY AT LEAST $20 BILLION. |
6.507 |
Jump to 14467.69 |
MONEY
$20 BILLION
|
ANOTHER 2 1/2 BILLION IN |
5.038 |
Jump to 14470.36 |
MONEY
2 1/2 BILLION
|
SIGNATURE, ANOTHER 13 FOR FIRST |
4.504 |
Jump to 14474.397 |
CARDINAL
13
ORDINAL
FIRST
|
THAT SAYS IT'S GOT $20 BILLION |
5.239 |
Jump to 14511 |
MONEY
$20 BILLION
|
BOUGHT, AND THEY HAVE LOST $19 |
5.172 |
Jump to 14521.01 |
MONEY
19
|
BILLION? |
1.669 |
Jump to 14526.015 |
|
WORTH $19 BILLION LESS. |
4.237 |
Jump to 14527.784 |
MONEY
$19 BILLION
|
I WILL ASK FIRST.>> FIRST, |
8.309 |
Jump to 14582.271 |
ORDINAL
FIRST
|
>> I WANT TO FOCUS ON ONE OTHER |
1.868 |
Jump to 14628.952 |
CARDINAL
ONE
|
FOLKS BEING IN THE $1 BILLION TO |
6.94 |
Jump to 14708.798 |
MONEY
$1 BILLION
|
$2 BILLION RANGE, COMMUNITY |
7.908 |
Jump to 14712.268 |
MONEY
$2 BILLION
ORG
COMMUNITY
|
AGENCY TO A $200 BILLION |
7.541 |
Jump to 14721.778 |
ORG
AGENCY
MONEY
$200 BILLION
|
RECOGNIZED FOR FIVE MINUTES. |
1.602 |
Jump to 14737.46 |
|
THE LAST 19 MONTHS, WE HAVE |
2.336 |
Jump to 14836.659 |
DATE
LAST 19 MONTHS
|
TO RATE HIKES WITH TWO BANKS IN |
2.569 |
Jump to 14909.799 |
CARDINAL
TWO
|
TWO BANKS. |
5.138 |
Jump to 14929.052 |
CARDINAL
TWO
|
MANAGEMENT IN NOVEMBER OF 2022. |
5.806 |
Jump to 14959.315 |
DATE
NOVEMBER OF 2022
|
BEATTY, NOW RECOGNIZED FOR FIVE |
1.201 |
Jump to 15057.68 |
ORG
BEATTY
CARDINAL
FIVE
|
AS IN MY 30s FOR SECTION 606 OF |
11.111 |
Jump to 15088.945 |
|
HAD AT LEAST A $4 BILLION |
8.442 |
Jump to 15106.229 |
MONEY
$4 BILLION
|
THEY SENT US, THEY HAD $5.1 |
1.902 |
Jump to 15119.442 |
MONEY
5.1
|
BILLION IN LEGIBLE SECURITIES, |
1.701 |
Jump to 15120.677 |
|
35 MINUTES LATER, THE REVISED |
1.935 |
Jump to 15121.444 |
TIME
35 MINUTES LATER
|
IT DOWN TO $900 MILLION. |
2.503 |
Jump to 15122.478 |
MONEY
$900 MILLION
|
SO, MR. BECKER WAS THE ONLY ONE |
3.07 |
Jump to 15138.361 |
GPE
MR
PERSON
BECKER
|
FIRST, AS YOU WILL RECALL WE |
4.971 |
Jump to 15208.398 |
ORDINAL
FIRST
|
THERE ARE 193 COMMUNITY BANKS |
1.301 |
Jump to 15221.811 |
CARDINAL
193
|
A COMBINED $134 BILLION IN |
5.005 |
Jump to 15225.682 |
MONEY
$134 BILLION
|
ASSETS, ALMOST 80% OF THE BANKS |
4.572 |
Jump to 15227.85 |
PERCENT
ALMOST 80%
|
100 YEARS. |
4.604 |
Jump to 15232.522 |
DATE
100 YEARS
|
BANK HAD OVER $212 BILLION IN |
2.303 |
Jump to 15237.226 |
MONEY
$212 BILLION
|
FIRST AND FOREMOST, REGARDLESS |
3.937 |
Jump to 15254.077 |
ORDINAL
FIRST
ORG
FOREMOST
ORG
REGARDLESS
|
ONE FACTOR. |
1.401 |
Jump to 15331.054 |
CARDINAL
ONE
|
ONE CAN WITHDRAW THEIR MONEY, |
4.137 |
Jump to 15363.62 |
|
FIVE MINUTES |
1.268 |
Jump to 15388.177 |
TIME
FIVE MINUTES
|
STAFFING REPORT FOR TWO |
3.771 |
Jump to 15395.451 |
CARDINAL
TWO
|
REVIEW SBB'S MATERIALS IN 2021 |
3.77 |
Jump to 15411.301 |
DATE
2021
|
AND '22. |
4.204 |
Jump to 15414.737 |
DATE
'22
|
BUDGET FOR 2022-2023, $157 |
5.171 |
Jump to 15419.042 |
DATE
2022-2023
MONEY
157
|
MILLION. |
4.104 |
Jump to 15421.511 |
|
OCCURRED IN ANY OF THE EIGHT |
2.136 |
Jump to 15491.547 |
|
OR WAS IT JUST THIS ONE? |
3.57 |
Jump to 15493.783 |
|
SINCE 2019, SIGNATURE BANK HAD |
4.304 |
Jump to 15516.172 |
DATE
2019
ORG
SIGNATURE BANK
|
KASTEN, RECOGNIZED FOR FIVE |
0.901 |
Jump to 15680.703 |
ORG
KASTEN
CARDINAL
FIVE
|
2023. |
1.468 |
Jump to 15694.317 |
DATE
2023
|
IN '22, YOU ARE RAISING |
4.471 |
Jump to 15698.855 |
DATE
'22
|
LEAGUERS IN LATE 2021-2022. |
7.407 |
Jump to 15723.98 |
DATE
LATE 2021-2022
|
2021? |
3.27 |
Jump to 15736.559 |
DATE
2021
|
>> NOVEMBER 15th, 2022, IN THE |
5.606 |
Jump to 15759.048 |
DATE
NOVEMBER 15th
DATE
2022
|
LETTER NOVEMBER 15th, 2022, |
7.707 |
Jump to 15773.196 |
DATE
NOVEMBER 15th, 2022
|
SAYS, LATE 2021, THAT'S |
1.034 |
Jump to 15782.005 |
DATE
LATE 2021
ORG
THAT
|
IN NOVEMBER OF 2020 ONE, THEY |
6.373 |
Jump to 15784.24 |
DATE
NOVEMBER OF 2020 ONE
|
HAD 3.3 BILLION AT SVB .THEY |
3.97 |
Jump to 15852.709 |
QUANTITY
3.3 BILLION
|
CLOSED $240 MILLION IN COLD |
2.703 |
Jump to 15860.683 |
MONEY
$240 MILLION
|
HAVE ONE-TWO-ONE, ON-TO-CHAIN- |
1.035 |
Jump to 15916.572 |
CARDINAL
ONE
ORG
ON-TO-
|
NOW RECOGNIZED FOR FIVE |
1.001 |
Jump to 16003.493 |
CARDINAL
FIVE
|
2020, ON-SITE EXAMINATION AROSE |
8.042 |
Jump to 16015.571 |
DATE
2020
ORG
ON-SITE EXAMINATION AROSE
|
>> IN 2021, THE COUNCIL |
1.969 |
Jump to 16126.082 |
DATE
2021
ORG
COUNCIL
|
IDENTIFIED THREE KEY PRIORITIES |
1.468 |
Jump to 16127.15 |
CARDINAL
THREE
|
MARKET RESILIENCE, AND IN 2022, |
2.435 |
Jump to 16137.694 |
DATE
2022
|
THE COUNCIL IDENTIFIED A FOURTH |
2.536 |
Jump to 16138.528 |
ORG
THE COUNCIL IDENTIFIED A FOURTH
|
2023, FEBRUARY. |
0.534 |
Jump to 16164.22 |
DATE
2023
GPE
FEBRUARY
|
BUT AGAIN, WHICH ONE THE THINK |
4.838 |
Jump to 16164.854 |
|
I CANNOT ASSESS WHETHER ONE |
6.439 |
Jump to 16250.073 |
CARDINAL
ONE
|
A SECOND, I CAN'T SAY WHETHER |
5.94 |
Jump to 16279.535 |
ORDINAL
SECOND
|
ONE OR THE OTHER WAS THE MAIN |
5.506 |
Jump to 16282.605 |
CARDINAL
ONE
ORG
MAIN
|
TAIL END OF THE FIVE MINUTES. |
2.703 |
Jump to 16323.379 |
|
RECOGNIZED FOR FIVE MINUTES. |
1.735 |
Jump to 16327.517 |
|
THE ONE-TWO-WHEN BACKING, AS WE |
12.913 |
Jump to 16601.257 |
CARDINAL
ONE
|
ABOVE THE 250. |
1.669 |
Jump to 16622.378 |
CARDINAL
250
|
EXIT, THE LIMIT IS 10 MILLION, |
3.47 |
Jump to 16623.046 |
ORG
EXIT
CARDINAL
10 MILLION
|
FIVE MINUTES. |
1.368 |
Jump to 16642.198 |
TIME
FIVE MINUTES
|
I'M GUESSING, THERE WAS A 3 1/2 |
2.136 |
Jump to 16714.203 |
ORG
I'M GUESSING
CARDINAL
3 1/2
|
IF THERE'S A 10% REDUCTION IN |
2.569 |
Jump to 16725.949 |
PERCENT
10%
|
ONE THING I USE FOR OPERATIONAL |
1.802 |
Jump to 16786.042 |
CARDINAL
ONE
|
AND SO, OBVIOUSLY, THIS 20 OF |
2.769 |
Jump to 16824.047 |
CARDINAL
20
|
INSTEAD OF BEING 9%, LET'S NOT |
2.57 |
Jump to 16905.928 |
PERCENT
9%
|
STARTED MY FIRST BUSINESS WHEN |
2.303 |
Jump to 16922.211 |
|
THE FIRST LOAN. |
2.736 |
Jump to 16925.815 |
|
CALIFORNIA, FOR FIVE MINUTES. |
7.041 |
Jump to 16949.772 |
GPE
CALIFORNIA
TIME
FIVE MINUTES
|
>> FIRST AND FOREMOST, WE HAVE |
3.837 |
Jump to 17009.098 |
ORG
FOREMOST
|
ONE CAN WITHDRAW THIS POSITS |
9.075 |
Jump to 17139.329 |
|
RECOGNIZED FOR FIVE MINUTES. |
1.735 |
Jump to 17253.71 |
|
2020, THAT GEO A's REPORT MAKES |
6.84 |
Jump to 17260.383 |
DATE
2020
|
OUTSTANDING GOING BACK TO 2018. |
1.869 |
Jump to 17270.793 |
DATE
2018
|
GET INTO 2022 THAT WE GET INTO |
11.344 |
Jump to 17289.379 |
DATE
2022
|
THERE WERE TWO DEDICATED |
7.041 |
Jump to 17357.78 |
CARDINAL
TWO
|
BANKS, THANKS THAT ARE OVER $10 |
3.637 |
Jump to 17418.041 |
MONEY
10
|
BILLION IN ASSETS. |
3.07 |
Jump to 17420.91 |
|
POINT WHERE IT'S OVER $100 |
4.571 |
Jump to 17424.08 |
MONEY
100
|
BILLION IN ASSETS, IT EVEN GOES |
2.536 |
Jump to 17427.75 |
|
2021 THROUGHOUT 2022, A |
4.538 |
Jump to 17437.293 |
CARDINAL
2021
DATE
2022
|
IN AUGUST OF 2022, THE EXAMINER |
2.102 |
Jump to 17464.187 |
DATE
AUGUST OF 2022
ORG
EXAMINER
|
>> THAT IS ONE OF THE REASONS |
5.238 |
Jump to 17475.365 |
|
EIGHT LARGE BANKS THE DFPI |
2.736 |
Jump to 17515.772 |
|
$200 BILLION, AND AS I |
3.403 |
Jump to 17529.085 |
MONEY
$200 BILLION
|
BANKS IS $4 BILLION, AND ABOUT |
12.146 |
Jump to 17536.592 |
MONEY
$4 BILLION
|
LF OF HOURS, 43%, ARE $1 |
9.21 |
Jump to 17540.129 |
ORG
HOURS
PERCENT
43%
MONEY
$1
|
BILLION IN ASSETS. |
1.101 |
Jump to 17548.838 |
|
RECOGNIZED FOR FIVE MINUTES. |
7.007 |
Jump to 17554.344 |
|
THAT'S ONE REASON WHY, IN OUR |
1.434 |
Jump to 17722.412 |
CARDINAL
ONE
|
THIRD-PARTIES WHO COULD STEP IN |
2.969 |
Jump to 17744.801 |
|
>> AGAIN, DURING THE CRISIS 12 |
4.071 |
Jump to 17819.909 |
CARDINAL
12
|
ON NOVEMBER 11th, 2022, "WALL |
1.568 |
Jump to 17872.028 |
DATE
NOVEMBER 11th, 2022
|
WITH, AS OF SEPTEMBER 30th OF |
4.204 |
Jump to 17887.61 |
ORG
AS OF SEPTEMBER 30th OF
|
2022, MARKET VALUE HELD TO |
3.27 |
Jump to 17889.545 |
DATE
2022
|
IS NOW RECOGNIZED FOR FIVE |
3.403 |
Jump to 18207.163 |
CARDINAL
FIVE
|
>> AT THE FIRST DOWNGRADING OF |
6.74 |
Jump to 18268.591 |
EVENT
THE FIRST DOWNGRADING OF
|
ON THE SECOND DOWNGRADE OF THE |
4.604 |
Jump to 18280.37 |
ORG
ON
ORDINAL
SECOND
|
BEEN DOWNGRADED FURTHER TO A 3, |
7.741 |
Jump to 18288.845 |
CARDINAL
3
|
IN THIS BANK IN WHICH $42 |
3.437 |
Jump to 18307.263 |
MONEY
42
|
BILLION WENT OUT IN ONE DAY. |
3.169 |
Jump to 18308.398 |
DATE
ONE DAY
|
TEAM AND ONE OF THE AREAS THAT |
2.002 |
Jump to 18363.753 |
ORG
TEAM
CARDINAL
ONE
|
UNINSURED DEPOSITORS IN ONE |
7.14 |
Jump to 18372.028 |
CARDINAL
ONE
|
93% OF UNINSURED DEPOSITORS IS |
4.338 |
Jump to 18385.808 |
PERCENT
93%
|
THAT WERE ROLLED BACK IN 2018 |
2.469 |
Jump to 18424.18 |
DATE
2018
|
OVER FOUR DECADES HAS LED TO |
1.969 |
Jump to 18456.379 |
|
$400 BILLION IN ASSETS WIPED |
2.536 |
Jump to 18459.749 |
MONEY
$400 BILLION
|
OUT FROM TWO OF THE LARGEST |
3.404 |
Jump to 18460.683 |
CARDINAL
TWO
|
IN TOTAL, WE HAVE SEEN THREE |
5.706 |
Jump to 18466.022 |
ORG
TOTAL
CARDINAL
THREE
|
AND MORE RECENTLY, FIRST |
3.57 |
Jump to 18472.662 |
|
REPUBLIC IS THE SECOND LARGEST |
3.303 |
Jump to 18474.597 |
ORDINAL
SECOND
|
>> IN TERMS OF FIRST SILICON |
8.342 |
Jump to 18494.817 |
|
THERE WAS JUST ONE FACTOR. |
1.835 |
Jump to 18503.359 |
CARDINAL
ONE
|
QUICKLY ONE CAN WITHDRAW THEIR |
1.969 |
Jump to 18532.588 |
|
BANKS THAT ARE OVER $10 BILLION, |
7.908 |
Jump to 18574.53 |
|
LARGE BANK THAT MAY BE OVER $50 |
5.939 |
Jump to 18584.507 |
MONEY
50
|
BILLION, $100 BILLION, $200 |
1.735 |
Jump to 18589.746 |
MONEY
$100 BILLION
MONEY
200
|
BILLION, WE WILL EXAMINE THE |
2.103 |
Jump to 18590.546 |
|
>> FIRST, WE EXAMINE DIFFERENT |
8.175 |
Jump to 18699.555 |
|
>> THIS IS ONE OF THE REASONS |
2.302 |
Jump to 18755.578 |
|
>> SUPERINTENDENT HARRIS, ONE |
8.775 |
Jump to 18802.592 |
CARDINAL
ONE
|
ONE OF THE THINGS THAT I KEPT |
2.202 |
Jump to 18867.123 |
CARDINAL
ONE
NORP
KEPT
|
>> WE RECEIVED SEVEN |
5.205 |
Jump to 18883.973 |
CARDINAL
SEVEN
|
THE DEFICIENCIES. THERE WAS 31 |
17.818 |
Jump to 18889.278 |
CARDINAL
31
|
>> THE JANUARY 26, THEY DO |
1.435 |
Jump to 18947.136 |
DATE
JANUARY 26
|
CAN SEE FROM THE TWO OTHER |
3.57 |
Jump to 19055.745 |
CARDINAL
TWO
|
FIVE MINUTES. |
0.867 |
Jump to 19084.007 |
TIME
FIVE MINUTES
|
9, WHEN SVB AND HAD A NEGATIVE |
10.044 |
Jump to 19114.47 |
CARDINAL
9
|
CASH BALANCE OF $958 MILLION. |
3.337 |
Jump to 19122.345 |
MONEY
$958 MILLION
|
AT LEAST 13 TIMES UP BEFORE THE |
2.37 |
Jump to 19147.603 |
|
THEY DEFINITELY IN 2022, |
9.877 |
Jump to 19160.683 |
DATE
2022
|
2021. |
3.07 |
Jump to 19228.751 |
DATE
2021
|
>> I'VE TWO MINUTES LEFT SO I |
2.069 |
Jump to 19263.419 |
CARDINAL
TWO
|
>> I WILL TAKE THE FIRST STEP. |
2.769 |
Jump to 19367.19 |
ORDINAL
FIRST
|
TIME IN MY 19 MONTHS AT DFS TO |
10.41 |
Jump to 19372.128 |
ORG
TIME IN MY
|
WILL HAVE FIVE LEGISLATIVE DAYS |
11.444 |
Jump to 19417.04 |
DATE
FIVE LEGISLATIVE DAYS
|