| for two or three reasons but it just is | 5.199 | Jump to 16.0 |  |  | 
              
                
                  | differences here though are one google | 3.999 | Jump to 30.24 |  |  | 
              
                
                  | is telling people you got two years to | 3.84 | Jump to 31.84 |  |  | 
              
                
                  | they're saying we have two years to | 3.039 | Jump to 35.68 |  |  | 
              
                
                  | 70 to 80 percent of people who said | 3.68 | Jump to 87.84 |  |  | 
              
                
                  | back from from the last six months that | 3.68 | Jump to 102.64 |  |  | 
              
                
                  | well one uh wilfred i want to wish you | 2.96 | Jump to 119.439 |  |  | 
              
                
                  | day uh second is um uh uh second is i | 5.28 | Jump to 125.36 |  |  | 
              
                
                  | challenge quarter versus one last year | 4.08 | Jump to 137.76 |  |  | 
              
                
                  | that wasn't it still grew 20 percent | 3.84 | Jump to 140.0 |  |  | 
              
                
                  | premium growth rates they've got three | 3.28 | Jump to 148.0 |  |  | 
              
                
                  | esg regulatory risks that's one of the | 3.52 | Jump to 151.28 |  |  | 
              
                
                  | though and third can they fend off | 3.841 | Jump to 161.599 |  |  | 
              
                
                  | for 15 years my bet is that they're | 3.2 | Jump to 184.319 |  |  | 
              
                
                  | year or two i think patient investors | 3.44 | Jump to 187.519 |  |  | 
              
                
                  | performance for the next three to six | 4.0 | Jump to 192.48 | 
                      
                        
                      
                        DATE
                      
                      
                        the next three to six
                      
                     |  |