| at about 74 however black home ownership | 4.72 | Jump to 28.72 |  |  | 
              
                
                  | pandemic peak to about 43 at the end of | 7.52 | Jump to 33.44 |  |  | 
              
                
                  | yeah and and one other thing to note | 4.4 | Jump to 40.96 |  |  | 
              
                
                  | around 31 points right now is actually | 6.719 | Jump to 45.36 |  |  | 
              
                
                  | wider than the gap that existed 60 years | 7.6 | Jump to 49.2 |  |  | 
              
                
                  | ago in 1960 when it was 27 points um so | 7.201 | Jump to 52.079 |  |  | 
              
                
                  | that this gap has existed again for six | 6.321 | Jump to 65.519 |  |  | 
              
                
                  | outlawed in 1960 but we still have | 6.24 | Jump to 136.16 |  |  | 
              
                
                  | him and he was directed in one direction | 3.439 | Jump to 166.8 |  |  | 
              
                
                  | because of that so i mean first you have | 4.8 | Jump to 205.76 |  |  | 
              
                
                  | become first-time homeowners how does | 6.079 | Jump to 287.68 |  |  | 
              
                
                  | you're first unable to purchase a home | 4.8 | Jump to 334.56 |  |  | 
              
                
                  | mean in 2019 homeowners had 40 times 40 | 7.84 | Jump to 351.199 |  |  |