| 12 or so from its highs not as far down | 4.72 | Jump to 11.84 |  |  | 
              
                
                  | process and we're about four percent | 4.641 | Jump to 27.119 | 
                      
                        
                      
                        PERCENT
                      
                      
                        about four percent
                      
                     |  | 
              
                
                  | 12 | 3.04 | Jump to 31.76 |  |  | 
              
                
                  | would put it at about four percent | 4.96 | Jump to 36.32 | 
                      
                        
                      
                        PERCENT
                      
                      
                        about four percent
                      
                     |  | 
              
                
                  | nevertheless four percent upside between | 4.24 | Jump to 44.96 |  |  | 
              
                
                  | now and the end of 2022 | 5.281 | Jump to 46.879 |  |  | 
              
                
                  | of returns we've had in 2020 and in 2021 | 7.201 | Jump to 54.079 |  |  | 
              
                
                  | when i say it's about four percent | 4.4 | Jump to 61.28 | 
                      
                        
                      
                        PERCENT
                      
                      
                        about four percent
                      
                     |  | 
              
                
                  | even be more than 40. is the major | 4.719 | Jump to 72.08 |  |  | 
              
                
                  | implied plans which is four maybe five | 5.039 | Jump to 101.36 |  |  | 
              
                
                  | four in 2024 i think that raises real | 5.521 | Jump to 106.399 |  |  | 
              
                
                  | you're looking at four percent upside | 4.64 | Jump to 136.72 |  |  | 
              
                
                  | technology would certainly be one and | 3.92 | Jump to 229.76 |  |  | 
              
                
                  | two most important reasons that i would | 3.84 | Jump to 264.4 |  |  | 
              
                
                  | versus the s p 500 and that's true | 4.959 | Jump to 275.68 |  |  |