| january 26th | 5.119 | Jump to 18.24 |  |  | 
              
                
                  | multi-billion dollar market | 2.719 | Jump to 45.36 |  |  | 
              
                
                  | one of the things that you said there's | 4.241 | Jump to 96.799 |  |  | 
              
                
                  | like 99 percent actually for anybody who | 4.239 | Jump to 98.24 |  |  | 
              
                
                  | revolutionizing the one trillion dollar | 5.96 | Jump to 104.28 | 
                      
                        
                      
                        MONEY
                      
                      
                        one trillion dollar
                      
                     |  | 
              
                
                  | you know the world was shut down for two | 3.36 | Jump to 123.92 |  |  | 
              
                
                  | you put out this new thing what 99 of | 6.0 | Jump to 127.28 |  |  | 
              
                
                  | three things so for those of you who | 4.319 | Jump to 141.28 |  |  | 
              
                
                  | important because it told us three | 3.44 | Jump to 209.28 |  |  | 
              
                
                  | restaurants over 99 i think point seven | 5.28 | Jump to 212.72 |  |  | 
              
                
                  | restaurants is three things first of all | 5.36 | Jump to 223.36 |  |  | 
              
                
                  | to be able to to manage that the second | 5.519 | Jump to 238.64 |  |  | 
              
                
                  | you know this is one of the the their | 4.241 | Jump to 254.799 |  |  | 
              
                
                  | and then the third thing is the fact | 4.081 | Jump to 265.759 |  |  | 
              
                
                  | two years you know because i think a lot | 4.081 | Jump to 289.919 |  |  | 
              
                
                  | think it's you mentioned two things | 2.56 | Jump to 314.4 |  |  | 
              
                
                  | have a metric like 50 million or | 5.759 | Jump to 338.16 |  |  | 
              
                
                  | something yeah 50 60 million dollars in | 4.56 | Jump to 340.479 | 
                      
                        
                      
                        MONEY
                      
                      
                        50 60 million dollars
                      
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                  | have now transitioned to a 2.0 platform | 4.8 | Jump to 396.88 |  |  | 
              
                
                  | which is you know canada times 10 | 3.6 | Jump to 421.68 |  |  | 
              
                
                  | 1 trillion that's really the u.s i use | 3.68 | Jump to 440.72 |  |  | 
              
                
                  | and what you know one and you're giving | 5.44 | Jump to 592.72 |  |  | 
              
                
                  | one one thing marilyn you mentioned last | 2.961 | Jump to 627.519 |  |  | 
              
                
                  | can have one person can be paid by a | 4.959 | Jump to 702.56 |  |  | 
              
                
                  | one thing we've worked into the | 4.641 | Jump to 707.519 |  |  | 
              
                
                  | for those two reasons the the second | 3.6 | Jump to 723.44 |  |  | 
              
                
                  | so we yeah we we sign one client and we | 4.88 | Jump to 740.32 |  |  | 
              
                
                  | get 10 000 users and that's how we've | 4.64 | Jump to 742.8 |  |  | 
              
                
                  | five dollar stock and this get to a 500 | 4.721 | Jump to 754.399 |  |  | 
              
                
                  | 800 billion dollar market cap you know | 4.0 | Jump to 757.12 |  |  | 
              
                
                  | before one of our big winners last year | 3.6 | Jump to 761.12 |  |  | 
              
                
                  | went from you know 70 cents post split | 6.08 | Jump to 766.8 |  |  | 
              
                
                  | to 14 it was a 20 bagger so um you know | 5.039 | Jump to 769.36 |  |  | 
              
                
                  | 10 bagger so | 3.44 | Jump to 782.16 |  |  | 
              
                
                  | first um | 3.921 | Jump to 783.519 |  |  | 
              
                
                  | valued because i think one of the | 3.36 | Jump to 787.44 |  |  | 
              
                
                  | multi-billion dollar valuations even at | 3.841 | Jump to 823.279 |  |  | 
              
                
                  | you know if you have a half a million a | 5.039 | Jump to 874.24 | 
                      
                        
                      
                        CARDINAL
                      
                      
                        a half a million
                      
                     |  | 
              
                
                  | half a million person user base and you | 6.0 | Jump to 875.92 |  |  | 
              
                
                  | manage their 400 emergency emergency | 6.16 | Jump to 893.6 |  |  | 
              
                
                  | so for two dollars a month then all of a | 3.279 | Jump to 900.8 |  |  | 
              
                
                  | sudden you're adding a million dollars a | 4.719 | Jump to 902.56 |  |  | 
              
                
                  | that's one very important thing the | 3.521 | Jump to 910.959 |  |  | 
              
                
                  | first come on our our platform | 3.6 | Jump to 930.0 |  |  | 
              
                
                  | they first come on what they might what | 4.48 | Jump to 955.68 |  |  | 
              
                
                  | 99.7 percent of the restaurants that we | 5.559 | Jump to 1024.12 |  |  | 
              
                
                  | you had 99 it's like i think the number | 3.52 | Jump to 1034.64 |  |  | 
              
                
                  | was 99.99 | 2.64 | Jump to 1036.24 |  |  | 
              
                
                  | couple of audience questions first uh | 4.08 | Jump to 1095.2 |  |  | 
              
                
                  | provides them with their first bank | 3.6 | Jump to 1163.12 |  |  | 
              
                
                  | account their first bank account that | 4.32 | Jump to 1164.96 |  |  | 
              
                
                  | one so these are all the things we're | 4.801 | Jump to 1275.679 |  |  | 
              
                
                  | you know acquire new customers one by | 3.279 | Jump to 1302.4 |  |  | 
              
                
                  | one like | 3.201 | Jump to 1304.559 |  |  | 
              
                
                  | uh so i think you know essentially one | 3.599 | Jump to 1310.96 |  |  | 
              
                
                  | in the billion dollar range | 3.6 | Jump to 1330.4 |  |  | 
              
                
                  | would we be a five dollar stock we've | 3.76 | Jump to 1343.44 |  |  | 
              
                
                  | you know two years head down really | 3.841 | Jump to 1367.919 |  |  | 
              
                
                  | 165 million | 5.081 | Jump to 1382.679 |  |  | 
              
                
                  | is you know 60 million right now it's | 4.399 | Jump to 1387.76 |  |  | 
              
                
                  | billion dollar valuations that have you | 4.08 | Jump to 1403.2 |  |  | 
              
                
                  | looking at 15 20 | 4.401 | Jump to 1437.039 |  |  | 
              
                
                  | so 15 to 20 | 3.52 | Jump to 1446.72 |  |  | 
              
                
                  | we're moving up close to 25 to 30 | 4.641 | Jump to 1490.799 |  |  | 
              
                
                  | million a month in gdp | 3.841 | Jump to 1493.279 |  |  | 
              
                
                  | almost 400 500 million a year and and | 5.12 | Jump to 1498.64 | 
                      
                        
                      
                        MONEY
                      
                      
                        almost 400 500 million
                      
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                  | revenues so you can calculate 1.54 | 5.84 | Jump to 1515.12 |  |  | 
              
                
                  | at the very best 50 capacity it's more | 4.559 | Jump to 1541.6 |  |  | 
              
                
                  | like 25 but again | 5.76 | Jump to 1544.08 |  |  | 
              
                
                  | you're you're getting like let's say 1.5 | 4.0 | Jump to 1563.679 |  |  | 
              
                
                  | do is just add one or two key services | 4.639 | Jump to 1576.64 |  |  | 
              
                
                  | know among our first uh onboardings | 5.039 | Jump to 1622.0 |  |  | 
              
                
                  | okay which is i think one of the big | 5.44 | Jump to 1643.44 |  |  | 
              
                
                  | because again one of the | 3.44 | Jump to 1653.52 |  |  | 
              
                
                  | one of the things that you have going is | 3.52 | Jump to 1655.039 |  |  | 
              
                
                  | the us market on all 50 states with this | 5.921 | Jump to 1691.919 |  |  | 
              
                
                  | very important one we talked about that | 3.84 | Jump to 1712.88 |  |  | 
              
                
                  | can we see the first big announcement | 2.479 | Jump to 1807.2 |  |  | 
              
                
                  | three weeks | 2.48 | Jump to 1810.96 |  |  | 
              
                
                  | ralph asked any news for 2021 a | 4.24 | Jump to 1895.36 |  |  | 
              
                
                  | okay maybe he's talking about the 22 or | 6.319 | Jump to 1906.96 |  |  | 
              
                
                  | 2021. i i can't remember what happened | 4.201 | Jump to 1925.559 |  |  | 
              
                
                  | one of the things is you know people you | 4.16 | Jump to 2022.32 |  |  |