| the s p 500 has averaged around 10 | 5.521 | Jump to 3.679 |  |  | 
              
                
                  | returns per year over the last 90 years | 4.561 | Jump to 6.399 |  |  | 
              
                
                  | taking up to four percent of your nest | 4.321 | Jump to 15.759 | 
                      
                        
                      
                        PERCENT
                      
                      
                        up to four percent
                      
                     |  | 
              
                
                  | egg per year in retirement but a 2021 | 4.481 | Jump to 17.279 |  |  | 
              
                
                  | conservative 3.3 | 4.0 | Jump to 21.76 |  |  | 
              
                
                  | point or two based on factors like not | 3.599 | Jump to 25.76 |  |  | 
              
                
                  | using the traditional four percent rule | 3.761 | Jump to 51.199 |  |  | 
              
                
                  | your five hundred thousand dollar nest | 2.64 | Jump to 53.36 | 
                      
                        
                      
                        MONEY
                      
                      
                        five hundred thousand dollar
                      
                     |  | 
              
                
                  | sixteen hundred dollars per month or 20 | 5.039 | Jump to 56.0 | 
                      
                        
                      
                        MONEY
                      
                      
                        sixteen hundred dollars
                      
                     |  | 
              
                
                  | 000 per year to enjoy your retirement | 5.52 | Jump to 58.32 |  |  | 
              
                
                  | applying the new 3.3 recommendation your | 4.961 | Jump to 61.039 |  |  | 
              
                
                  | savings will leave you with over 1250 | 4.88 | Jump to 63.84 |  |  | 
              
                
                  | dollars per month or 15 000 every year | 3.84 | Jump to 66.0 |  |  |