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laura first of all let's remind 3.201 Jump to 8.639
    ORDINAL first
20 years and i know that 5.521 Jump to 29.119
    DATE 20 years
in 2006 2007 as well just as things were 6.641 Jump to 54.879
    DATE 2006 2007
year before and two years ago everyone 4.4 Jump to 68.0
    DATE two years ago
again you don't need two of those 4.079 Jump to 74.4
    CARDINAL two
premium is about six times forward 5.6 Jump to 87.6
    CARDINAL about six
since about 2006 going into that housing 4.48 Jump to 93.2
    DATE about 2006
will probably be fine for 2022 but as 5.201 Jump to 152.879
    DATE 2022