| report the second half of 2021. this | 5.281 | Jump to 32.399 | 
                      
                        
                      
                        DATE
                      
                      
                        the second half of 2021
                      
                     |  | 
              
                
                  | second half of 2021 some of the key | 4.88 | Jump to 41.76 |  |  | 
              
                
                  | what's going to happen in 2022 | 4.64 | Jump to 64.72 |  |  | 
              
                
                  | at a high level you know the first the | 4.4 | Jump to 67.36 |  |  | 
              
                
                  | first thing is we are seeing this rising | 4.96 | Jump to 69.36 |  |  | 
              
                
                  | 2.5 trillion dollars in excess | 5.92 | Jump to 79.68 | 
                      
                        
                      
                        MONEY
                      
                      
                        2.5 trillion dollars
                      
                     |  | 
              
                
                  | rate of 16 trillion dollars in august | 5.84 | Jump to 93.2 | 
                      
                        
                      
                        MONEY
                      
                      
                        16 trillion dollars
                      
                     |  | 
              
                
                  | and kept rising through 2021 we also saw | 6.32 | Jump to 95.52 |  |  | 
              
                
                  | record retail sales uh holding at 20 | 4.96 | Jump to 99.04 |  |  | 
              
                
                  | all-time high in october of 565 billion | 4.96 | Jump to 104.0 |  |  | 
              
                
                  | resulted in a 19 month delay in new | 4.4 | Jump to 119.84 |  |  | 
              
                
                  | i mean a 19-month delay is pretty | 3.519 | Jump to 124.24 |  |  | 
              
                
                  | number one and number two what kind of | 3.68 | Jump to 141.76 |  |  | 
              
                
                  | which represents over 34 of trucking | 4.72 | Jump to 149.36 |  |  | 
              
                
                  | employment is down three percent since | 3.6 | Jump to 152.08 |  |  | 
              
                
                  | week for a driver is now 44 hours | 4.399 | Jump to 159.12 |  |  | 
              
                
                  | compared to 41 pre-covered and | 4.08 | Jump to 161.12 |  |  | 
              
                
                  | drivers starting as young as 18. that | 4.239 | Jump to 182.0 |  |  | 
              
                
                  | but what we're seeing is an 85 | 5.12 | Jump to 213.92 |  |  | 
              
                
                  | year from 2021 to 2020 and 2020 was | 5.119 | Jump to 219.04 |  |  | 
              
                
                  | into 110 000 new drivers entering the | 5.121 | Jump to 224.159 |  |  | 
              
                
                  | there's over 3.5 million drivers uh in | 5.039 | Jump to 283.6 | 
                      
                        
                      
                        CARDINAL
                      
                      
                        over 3.5 million
                      
                     |  | 
              
                
                  | know one of the largest employment | 3.361 | Jump to 288.639 |  |  | 
              
                
                  | uh that translates to about 1.5 million | 4.0 | Jump to 292.0 | 
                      
                        
                      
                        CARDINAL
                      
                      
                        about 1.5 million
                      
                     |  | 
              
                
                  | said that 75 percent of their drivers | 3.839 | Jump to 329.36 |  |  | 
              
                
                  | are now over 75 000 | 3.84 | Jump to 330.88 |  |  | 
              
                
                  | offers coming in over a hundred thousand | 4.56 | Jump to 336.96 | 
                      
                        
                      
                        CARDINAL
                      
                      
                        a hundred thousand
                      
                     |  | 
              
                
                  | increased you know over 30 40 50 since | 5.04 | Jump to 345.36 |  |  | 
              
                
                  | carrier base so over 70 percent of our | 4.72 | Jump to 393.919 |  |  | 
              
                
                  | is one thing that's been a priority for | 3.361 | Jump to 401.759 |  |  | 
              
                
                  | even eight years ago if they wanted to | 3.28 | Jump to 423.84 |  |  | 
              
                
                  | than they did you know five six ten | 4.959 | Jump to 436.8 |  |  | 
              
                
                  | right after the early 2020 kind of post | 4.639 | Jump to 505.12 |  |  | 
              
                
                  | 160 hours of training to get a cdl it's | 4.4 | Jump to 577.04 |  |  | 
              
                
                  | expensive it's a thousand thousands of | 3.52 | Jump to 579.6 | 
                      
                        
                      
                        CARDINAL
                      
                      
                        a thousand thousands
                      
                     |  |