| think since 1952 we've had 25 | 5.12 | Jump to 139.04 |  |  | 
              
                
                  | corrections in 10 bear markets uh you | 3.92 | Jump to 141.76 |  |  | 
              
                
                  | at least one a year | 4.4 | Jump to 145.68 |  |  | 
              
                
                  | market at least in the s p 500 to get | 4.241 | Jump to 152.239 |  |  | 
              
                
                  | one and then of course there's always | 5.2 | Jump to 154.16 |  |  | 
              
                
                  | recall six seven eight months ago we're | 4.72 | Jump to 201.68 | 
                      
                        
                      
                        DATE
                      
                      
                        six seven eight months ago
                      
                     |  | 
              
                
                  | being told before the end of 2021 | 3.2 | Jump to 204.64 |  |  | 
              
                
                  | one-year payoff can be pretty good if | 5.04 | Jump to 214.72 |  |  | 
              
                
                  | the last two days understand what the | 4.56 | Jump to 222.56 |  |  | 
              
                
                  | next 12 months looks like | 4.159 | Jump to 224.72 |  |  | 
              
                
                  | they are as tough for the brand new 20 | 4.64 | Jump to 237.519 |  |  | 
              
                
                  | for almost 40 years in this business | 3.841 | Jump to 243.519 |  |  | 
              
                
                  | into this you ask yourself uh one | 3.919 | Jump to 252.56 |  |  | 
              
                
                  | to grow close to four and a half percent | 3.2 | Jump to 265.6 | 
                      
                        
                      
                        CARDINAL
                      
                      
                        close to four and a
                      
                     |  | 
              
                
                  | than a bear market of the 25 corrections | 5.36 | Jump to 278.08 |  |  | 
              
                
                  | we've had since 1952 | 4.401 | Jump to 281.199 |  |  | 
              
                
                  | on average over the next 12 months and | 4.801 | Jump to 292.479 |  |  | 
              
                
                  | they in the next 12 months after the | 4.16 | Jump to 297.28 |  |  | 
              
                
                  | previous 25 corrections it was up on | 5.36 | Jump to 299.36 |  |  | 
              
                
                  | average a little more than 24 | 6.08 | Jump to 301.44 |  |  | 
              
                
                  | one-year forward returns almost 33 | 5.28 | Jump to 316.72 |  |  | 
              
                
                  | percent one-year forward return so i | 4.319 | Jump to 319.44 |  |  | 
              
                
                  | how will i feel 12 months from now and | 4.0 | Jump to 327.68 |  |  |