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Text duration start ents sentiment
first one back in the new year let's do 2.799 Jump to 24.24
    ORDINAL first
    DATE the new year
david says three days but happy new year 4.721 Jump to 31.039
    DATE three days
association says home prices were up 2.5 7.759 Jump to 42.32
    CARDINAL 2.5
month over month nationally 26.6 4.56 Jump to 46.8
    CARDINAL 26.6
hourly wages as per stats canada 2.7 5.52 Jump to 52.96
    TIME hourly
    CARDINAL 2.7
120 000 sales which is the most in 4.159 Jump to 96.96
    CARDINAL 120
on twitter they were even on six buzz 4.88 Jump to 116.0
    CARDINAL six
the first one 18 months no upgrades in 5.2 Jump to 124.24
    ORDINAL first
    DATE one 18 months
794 thousand dollars 18 months later 8.28 Jump to 133.16
    MONEY 794 thousand dollars
    DATE 18 months later
1.6 uh and no upgrades and 5.201 Jump to 137.599
    CARDINAL 1.6
let's look at the next one i mean it 3.36 Jump to 141.44
next one we have uh a a nice double uh 5.76 Jump to 144.8
605 in 4.0 Jump to 148.879
    CARDINAL 605
1.2 3.761 Jump to 152.879
    CARDINAL 1.2
one let's just uh go through these seven 3.84 Jump to 156.64
    CARDINAL one
hundred thousand dollars again in 4.72 Jump to 158.72
kitchener 18 months later um 4.88 Jump to 160.48
    DATE 18 months later
semi's at 1.5 million not even semi's 5.761 Jump to 185.519
    CARDINAL 1.5 million
town homes parole houses 5 million row 6.08 Jump to 188.4
    CARDINAL 5 million
value in two years it's not normal uh 5.44 Jump to 220.879
    DATE two years
prices to go up 40 per year 5.44 Jump to 236.159
    CARDINAL 40
yeah that one in particular was uh i 4.0 Jump to 270.24
think there was 200 plus people through 4.081 Jump to 272.479
    CARDINAL 200
uncommon to have 100 people coming 3.52 Jump to 287.04
    CARDINAL 100
if we look at uh 2021 and in greater 4.401 Jump to 306.479
    DATE 2021
sales for 2021. 5.121 Jump to 313.039
    DATE 2021
um so that surpassed the 2015 bull 5.439 Jump to 315.6
    DATE 2015
uh so we started 2022 with record low 4.16 Jump to 327.12
    DATE 2022
100 200 people showing up and you know 5.359 Jump to 343.12
    CARDINAL 100 200
10 15 20 offers and in that case that 4.32 Jump to 346.0
    CARDINAL 10 15 20
video you showed i think there's 40 plus 2.801 Jump to 348.479
    CARDINAL 40
competing with 15 other people uh so i 4.08 Jump to 371.52
    CARDINAL 15
over the last you know 18 to 24 months 3.52 Jump to 406.56
    DATE 18 to 24 months
you know three months ago they're in the 3.44 Jump to 433.84
    DATE three months ago
so fast so quick over the last three to 3.68 Jump to 440.639
    DATE the last three
four months that all of a sudden they're 3.761 Jump to 442.479
    DATE four months
the people that had you know 1.5 billion 5.199 Jump to 460.0
yeah a hundred percent we're starting to 3.441 Jump to 479.919
    PERCENT a hundred percent
at 1.5 you can actually still get a 3.76 Jump to 483.36
    CARDINAL 1.5
under a million i mean that has has 5.04 Jump to 490.24
than 20 down so buyers whose budget is 5.04 Jump to 501.36
    CARDINAL 20
is below 1 million 3.521 Jump to 504.479
    CARDINAL 1 million
want like a three-bedroom family home 3.039 Jump to 515.12
    CARDINAL three
now you mentioned that 20 down payment 4.159 Jump to 521.12
    CARDINAL 20
from a million i believe it was 1.2 3.839 Jump to 527.12
    CARDINAL a million
    CARDINAL 1.2
million it could be wrong but anyway 4.72 Jump to 529.36
now because a million dollars isn't 4.4 Jump to 535.68
    MONEY a million dollars
another 10 or 15 or 20 percent price 5.12 Jump to 556.32
    CARDINAL 10 or 15
    PERCENT 20 percent
or is that just not i mean the first 4.72 Jump to 588.64
    ORDINAL first
yeah the first few thousand who are the 5.92 Jump to 590.24
first ones to get in and can benefit 4.64 Jump to 593.36
    ORDINAL first
from that but within six months that's 3.28 Jump to 596.16
    DATE six months
million is now one one and a quarter 5.04 Jump to 603.68
    DATE one and a quarter
faster so within six months any benefit 4.4 Jump to 610.64
    DATE six months
houses three four months ago are now 3.6 Jump to 681.76
    DATE three four months ago
year literally last november for 1.2 6.48 Jump to 709.12
    DATE last november
    CARDINAL 1.2
now going for 1.6 3.919 Jump to 715.6
today he would not qualify for 1.6 so 4.641 Jump to 719.519
    DATE today
    CARDINAL 1.6
thankfully he got in last year at 1.2 3.359 Jump to 722.16
    DATE last year
    CARDINAL 1.2
down from 1.6 back down to that 1.2 6.081 Jump to 732.639
    CARDINAL 1.2
so it's a tricky one right i mean i 3.841 Jump to 742.639
go up another 15 before before it 7.079 Jump to 750.88
an announcement of uh 74 affordable 4.64 Jump to 764.24
    CARDINAL 74
again another one of these pledges as 3.92 Jump to 778.88
a thousand more five thousand dollars 2.64 Jump to 828.639
    CARDINAL a thousand more
one of the things that we i know 3.281 Jump to 860.639
    CARDINAL one
actually you know what let me first ask 3.36 Jump to 862.0
    ORDINAL first
money and borrow a million dollar 3.6 Jump to 914.72
    MONEY a million dollar
mortgage two and a half percent with 4.319 Jump to 916.32
    DATE two and a half percent
inflation you know getting close to five 4.319 Jump to 918.32
    CARDINAL five
rates go north of 3 4.0 Jump to 937.04
    CARDINAL 3
okay the market's looking at about a 73 4.961 Jump to 944.399
percent chance of a rate the first hike 5.359 Jump to 947.04
    ORDINAL first
first 25 basis point or whatever 5.041 Jump to 952.399
    ORDINAL first
    CARDINAL 25
let's say 25 basis point hike will 3.68 Jump to 955.44
    CARDINAL 25
is a 70 chance right so 4.08 Jump to 971.759
    CARDINAL 70
of the middle quarters of 2022 5.12 Jump to 982.32
    DATE the middle quarters of 2022
it uh i don't think that 25 basis points 4.241 Jump to 1017.759
    CARDINAL 25
50 75 basis points if you get that fixed 5.36 Jump to 1024.64
    CARDINAL 50 75
rate up to again sort of three percent 3.36 Jump to 1027.52
    PERCENT three percent
usually last for i think three to four 3.039 Jump to 1040.0
    CARDINAL three to four
i agree 100 i mean uh you know 4.321 Jump to 1061.919
    CARDINAL 100
25 basis points isn't gonna change 3.681 Jump to 1064.559
    CARDINAL 25
very different market in the second half 3.681 Jump to 1073.679
    DATE the second half
family of four your opinion a response 4.399 Jump to 1113.52
    CARDINAL four
the gta the first quarter of the year is 6.16 Jump to 1132.48
    DATE the first quarter of the year
and you end up with like 30 40 offers on 4.88 Jump to 1149.679
    DATE 30 40
about 30 40 offers now usually what 4.16 Jump to 1157.44
    CARDINAL about 30 40
market you know 10 15 000 buyers get out 5.36 Jump to 1161.6
    CARDINAL 10 15
william uh tells me he's 78 years old he 4.96 Jump to 1188.48
    DATE 78 years old
he was paying 20 4.88 Jump to 1193.44
    CARDINAL 20
new or first-time buyers do not worry 3.36 Jump to 1202.0
    ORDINAL first
yeah i mean it's a tough one to sort of 4.0 Jump to 1239.919
you know 30-second blurb here but i 3.361 Jump to 1243.919
    TIME 30-second
it's a tough one i think the biggest 3.519 Jump to 1264.4
falling rates for the last 25 30 years 6.241 Jump to 1284.159
    DATE the last 25 30 years
be the one argument argument to support 5.519 Jump to 1319.52
    CARDINAL one
even in the first quarter of the year 3.679 Jump to 1420.24
    DATE the first quarter of the year
the next one this one comes from ifosa i 5.841 Jump to 1443.679
means telling first-time home buyers 4.56 Jump to 1467.52
    ORDINAL first
ever so slightly for first-time home 2.88 Jump to 1534.64
    ORDINAL first
mentioned that uh 50 or more um of your 5.44 Jump to 1573.76
    CARDINAL 50
one to two like two years are demand 4.321 Jump to 1595.919
    CARDINAL one
    DATE two like two years
including first-time buyers and repeat 3.92 Jump to 1614.32
    ORDINAL first
only about 25 percent of buyers but you 4.0 Jump to 1619.76
    PERCENT only about 25 percent
market a bubble in 2016 and 2017 4.88 Jump to 1631.039
    DATE 2016
    DATE 2017
aggregate level only about 25 percent of 4.081 Jump to 1635.919
    PERCENT only about 25 percent
you're saying like one of the big trends 3.76 Jump to 1654.24
    CARDINAL one
know two kids or three kids or whatever 3.76 Jump to 1675.919
    CARDINAL two
    CARDINAL three
i want to go out and buy a one-bedroom 4.72 Jump to 1682.64
    CARDINAL one
15 20 years when they're grown up and so 4.959 Jump to 1690.32
    DATE 15 20 years
kids in 15 years so that's a lot of the 4.959 Jump to 1700.08
    DATE 15 years
yeah i agree 100 percent i mean 4.24 Jump to 1712.96
    PERCENT 100 percent
you know buy a second property or have 3.44 Jump to 1746.88
    ORDINAL second
market so whether you have three 4.721 Jump to 1771.919
    CARDINAL three
properties or or one investment property 4.24 Jump to 1773.84
    CARDINAL one
think do we need these policies five 3.36 Jump to 1789.76
    CARDINAL five
okay that's another one in the bag 5.92 Jump to 1798.72