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were up uh at 17 at one point uh amongst 5.921 Jump to 13.759
    CARDINAL 17
    CARDINAL one
for the fourth quarter and a full year 3.68 Jump to 22.0
    DATE the fourth quarter
    DATE a full year
ten 10-year is retracing somewhat and so 4.0 Jump to 42.879
    CARDINAL ten
    DATE 10-year
are now about seven percent year-to-date 4.401 Jump to 53.199
    PERCENT about seven percent
i still we're calling four percent gdp 4.08 Jump to 65.6
    PERCENT four percent
down to three and a half percent there's 3.6 Jump to 69.68
    DATE three and a half percent
strip those to one one offs out what is 4.64 Jump to 99.04
    CARDINAL one
potential where we look to take out 100 5.761 Jump to 110.479
    CARDINAL 100
to 200 million per year in efficiencies 5.04 Jump to 113.2
    CARDINAL 200 million
year of about 100 million those programs 5.2 Jump to 120.0
    CARDINAL about 100 million
the acquisitions we had about a two 3.92 Jump to 135.36
    CARDINAL two
three percent so uh so we're doing the 4.239 Jump to 142.64
    PERCENT three percent
to make uh one of the things that you 3.839 Jump to 148.48
    CARDINAL one