| that might help you navigate 2022. | 4.72 | Jump to 9.44 |  |  | 
              
                
                  | eight | 3.281 | Jump to 21.039 |  |  | 
              
                
                  | with your first one because i think this | 4.08 | Jump to 26.64 |  |  | 
              
                
                  | first of all kind of how do you base | 3.279 | Jump to 41.44 |  |  | 
              
                
                  | average two and a half percent so in | 3.281 | Jump to 67.439 | 
                      
                        
                      
                        DATE
                      
                      
                        two and a half percent
                      
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                  | couple of fold first and foremost | 4.0 | Jump to 81.92 |  |  | 
              
                
                  | equities actually is one of the best | 4.0 | Jump to 83.759 |  |  | 
              
                
                  | last 18 years it has been a beta rally | 4.96 | Jump to 143.84 |  |  | 
              
                
                  | especially this year in 2022 | 5.68 | Jump to 167.12 |  |  | 
              
                
                  | track record is one also experience | 5.519 | Jump to 192.72 |  |  | 
              
                
                  | esg if one is looking to build out a | 4.56 | Jump to 231.92 |  |  | 
              
                
                  | one siloed area and i think the | 3.921 | Jump to 321.199 |  |  | 
              
                
                  | to ignore they're the second largest uh | 4.64 | Jump to 416.16 |  |  | 
              
                
                  | population is over a billion people so | 3.92 | Jump to 420.8 |  |  |