| january 19th | 4.16 | Jump to 28.32 |  |  | 
              
                
                  | 2022 | 4.04 | Jump to 30.84 |  |  | 
              
                
                  | companies that have three things going | 2.879 | Jump to 58.32 |  |  | 
              
                
                  | one they're going after massive | 3.6 | Jump to 61.199 |  |  | 
              
                
                  | multi-billion dollar market | 3.44 | Jump to 63.28 |  |  | 
              
                
                  | opportunities number two they're at a | 4.401 | Jump to 64.799 |  |  | 
              
                
                  | had you know about 10 9 10 stocks that | 5.44 | Jump to 82.96 |  |  | 
              
                
                  | have increased 10x to 50 x in the past | 4.0 | Jump to 85.92 |  |  | 
              
                
                  | uh 18 months | 4.32 | Jump to 88.4 |  |  | 
              
                
                  | one of them was also a um a fintech | 4.32 | Jump to 89.92 |  |  | 
              
                
                  | company one of our most successful | 4.32 | Jump to 92.72 |  |  | 
              
                
                  | from 70 cents to 14 | 7.0 | Jump to 98.84 |  |  | 
              
                
                  | 20 bagger uh maryland the good thing is | 5.04 | Jump to 109.28 |  |  | 
              
                
                  | 40 45 cents | 2.961 | Jump to 138.959 |  |  | 
              
                
                  | be a five dollar stock | 6.24 | Jump to 141.92 |  |  | 
              
                
                  | to be let's say a 500 million valuation | 4.24 | Jump to 143.92 |  |  | 
              
                
                  | billion dollar company | 3.039 | Jump to 206.56 |  |  | 
              
                
                  | xtm is going to be that next 10 bagger | 4.959 | Jump to 229.84 |  |  | 
              
                
                  | or even 20 bag or stock uh with that | 3.92 | Jump to 232.959 |  |  | 
              
                
                  | first of all i want to acknowledge that | 3.2 | Jump to 262.4 |  |  | 
              
                
                  | this could be a you know a five dollar | 5.039 | Jump to 372.16 |  |  | 
              
                
                  | stock a billion dollar market cap | 5.601 | Jump to 374.639 |  |  | 
              
                
                  | we have a trillion dollar | 6.401 | Jump to 377.199 |  |  | 
              
                
                  | playground so you know in 2019 which was | 5.519 | Jump to 380.24 |  |  | 
              
                
                  | trillion dollars we've got 39 million | 6.88 | Jump to 390.319 |  |  | 
              
                
                  | so we've got 39 million people in this | 4.32 | Jump to 423.52 |  |  | 
              
                
                  | anywhere between 1500 to maybe 6 000 | 8.4 | Jump to 445.199 |  |  | 
              
                
                  | substantial group of them about 80 | 3.519 | Jump to 454.96 |  |  | 
              
                
                  | can't afford a one-time 400 emergency | 6.56 | Jump to 458.479 |  |  | 
              
                
                  | time you know a thousand dollars just | 4.239 | Jump to 485.36 |  |  | 
              
                
                  | risk we've laid we've spent the last two | 5.841 | Jump to 590.399 |  |  | 
              
                
                  | over more than 80 percent of the | 4.639 | Jump to 605.44 | 
                      
                        
                      
                        PERCENT
                      
                      
                        more than 80 percent
                      
                     |  | 
              
                
                  | you know mlsc is one of the largest | 6.24 | Jump to 653.68 |  |  | 
              
                
                  | is 1.5 4 | 6.8 | Jump to 717.12 |  |  | 
              
                
                  | store we're grossing 1.54 | 5.759 | Jump to 729.2 |  |  | 
              
                
                  | is very low two dollars is is probably | 3.68 | Jump to 737.279 |  |  | 
              
                
                  | signing on all of their staff at one | 4.0 | Jump to 768.639 |  |  | 
              
                
                  | time and in some cases it's 10 000 | 4.32 | Jump to 770.8 |  |  | 
              
                
                  | so we focus on two data points two data | 5.12 | Jump to 783.519 |  |  | 
              
                
                  | tomorrow on the next slide but the two | 4.96 | Jump to 790.24 |  |  | 
              
                
                  | growing at about 15 to 20 percent per | 3.44 | Jump to 809.76 | 
                      
                        
                      
                        QUANTITY
                      
                      
                        about 15 to 20 percent
                      
                     |  | 
              
                
                  | so that's growing and those are the two | 5.28 | Jump to 813.2 |  |  | 
              
                
                  | billion dollar organization | 5.359 | Jump to 831.04 |  |  | 
              
                
                  | there's two ways to interact with that | 4.0 | Jump to 839.199 |  |  | 
              
                
                  | you left me a twenty dollar tip i might | 4.88 | Jump to 895.68 |  |  | 
              
                
                  | not get all twenty dollars i might have | 3.919 | Jump to 898.72 |  |  | 
              
                
                  | markets we are doing that on all 50 | 3.601 | Jump to 998.639 |  |  | 
              
                
                  | and gratuity access 1800 rooftops were | 5.6 | Jump to 1070.64 |  |  | 
              
                
                  | you know were already 2000 rooftops in | 5.201 | Jump to 1073.919 |  |  | 
              
                
                  | canada and we intend to add 1800 | 7.12 | Jump to 1076.24 |  |  | 
              
                
                  | reach the 2000 restaurant additional | 5.521 | Jump to 1108.799 |  |  | 
              
                
                  | 90 000 employees | 5.68 | Jump to 1114.32 |  |  | 
              
                
                  | you know it's it's a 30 million dollar | 4.72 | Jump to 1126.72 |  |  | 
              
                
                  | 2022. and we're going to really work we | 6.56 | Jump to 1131.44 |  |  | 
              
                
                  | 30 million dollar uh potential revenues | 7.041 | Jump to 1229.039 |  |  | 
              
                
                  | this year 22 uh with with the u.s market | 6.481 | Jump to 1231.919 |  |  | 
              
                
                  | know one of the issues you pointed out | 2.72 | Jump to 1248.64 |  |  | 
              
                
                  | 30 million if you can get to 30 million | 4.561 | Jump to 1277.039 |  |  | 
              
                
                  | billion dollar valuation we've seen | 3.439 | Jump to 1283.36 |  |  | 
              
                
                  | value that you know 25 50 crazy | 6.0 | Jump to 1286.799 |  |  | 
              
                
                  | your market cap now is you know with 60 | 3.681 | Jump to 1292.799 |  |  | 
              
                
                  | million so | 3.841 | Jump to 1295.039 |  |  | 
              
                
                  | only going to be you know 15 15 x 20 x | 4.4 | Jump to 1298.88 |  |  | 
              
                
                  | easily the stock would be a 10 bagger uh | 4.16 | Jump to 1305.12 |  |  | 
              
                
                  | now you got to get you got to get the 30 | 3.68 | Jump to 1307.76 |  |  | 
              
                
                  | you know you get get to get that 30 | 3.519 | Jump to 1309.28 |  |  | 
              
                
                  | million revenues that's that's going to | 3.68 | Jump to 1311.44 |  |  | 
              
                
                  | end uh 22 with so we're we're around the | 6.32 | Jump to 1357.76 |  |  | 
              
                
                  | 50 000 mark right now in terms of | 5.281 | Jump to 1361.679 |  |  | 
              
                
                  | know to a half a million a million uh | 4.959 | Jump to 1366.96 | 
                      
                        
                      
                        CARDINAL
                      
                      
                        a half a million a million
                      
                     |  | 
              
                
                  | from 30 million they could go to | 4.16 | Jump to 1411.6 |  |  | 
              
                
                  | you know 500 million based on that same | 3.12 | Jump to 1413.919 |  |  | 
              
                
                  | million users oh you know and you are | 4.801 | Jump to 1418.559 |  |  | 
              
                
                  | extra two dollars a month | 4.24 | Jump to 1425.6 |  |  | 
              
                
                  | additional half a million a month in | 3.2 | Jump to 1436.64 | 
                      
                        
                      
                        CARDINAL
                      
                      
                        additional half a million
                      
                     |  | 
              
                
                  | goal our goal was to create zero | 5.039 | Jump to 1444.0 |  |  | 
              
                
                  | cause so you know it's a two-way street | 5.2 | Jump to 1575.44 |  |  | 
              
                
                  | like like you just gave one one example | 3.039 | Jump to 1590.24 |  |  | 
              
                
                  | two weeks where are you gonna go work | 3.52 | Jump to 1634.72 |  |  | 
              
                
                  | difference then instead of waiting two | 3.12 | Jump to 1657.279 |  |  | 
              
                
                  | this point um first of all i will say | 3.601 | Jump to 1679.919 |  |  | 
              
                
                  | hospitality is one of the most | 3.76 | Jump to 1706.799 |  |  | 
              
                
                  | folding napkins i'm making one hourly | 4.64 | Jump to 1718.24 |  |  | 
              
                
                  | one of our executives and he's uh very | 5.281 | Jump to 1771.039 |  |  | 
              
                
                  | says that and he runs two restaurants in | 3.919 | Jump to 1782.48 |  |  | 
              
                
                  | him a one-stop shop a place where he | 4.639 | Jump to 1789.52 |  |  | 
              
                
                  | could go to one place to get best of | 5.44 | Jump to 1792.0 |  |  | 
              
                
                  | one example uh | 4.719 | Jump to 1833.2 |  |  | 
              
                
                  | work at one restaurant i leave and then | 4.561 | Jump to 1863.919 |  |  | 
              
                
                  | i go work at another restaurant one of | 4.4 | Jump to 1866.399 |  |  | 
              
                
                  | two things will happen either that staff | 3.6 | Jump to 1868.48 |  |  | 
              
                
                  | can actually pay from 10 or 15 different | 5.679 | Jump to 1892.48 |  |  | 
              
                
                  | restaurants to one person if in fact | 4.319 | Jump to 1895.84 |  |  | 
              
                
                  | not unusual for them to work at three or | 4.32 | Jump to 1902.0 |  |  | 
              
                
                  | four places so churn becomes actually an | 5.199 | Jump to 1903.6 |  |  | 
              
                
                  | kind of like i called like a zero | 3.12 | Jump to 1929.919 |  |  | 
              
                
                  | one of the things he used to talk about | 2.24 | Jump to 1968.799 |  |  | 
              
                
                  | know there's a million different things | 2.4 | Jump to 2009.279 |  |  | 
              
                
                  | is going to be one but if you wrote a | 3.84 | Jump to 2019.76 |  |  | 
              
                
                  | newspaper for one person it would be a | 4.4 | Jump to 2021.44 |  |  | 
              
                
                  | if we have one user you know the the the | 6.48 | Jump to 2031.039 |  |  | 
              
                
                  | just like printing a million newspapers | 5.041 | Jump to 2047.279 |  |  | 
              
                
                  | a waiter at one restaurant right they go | 4.24 | Jump to 2083.28 |  |  | 
              
                
                  | you know 50 000 the essentially you have | 3.601 | Jump to 2109.359 |  |  | 
              
                
                  | 50 000 sales people working for you | 2.72 | Jump to 2111.44 |  |  | 
              
                
                  | see where you're getting that 500 000 | 3.601 | Jump to 2119.359 |  |  | 
              
                
                  | person goes to one place they're all | 3.28 | Jump to 2122.96 |  |  | 
              
                
                  | know for the last two years canada was | 3.76 | Jump to 2198.48 |  |  | 
              
                
                  | you know after two years of a lockdown | 3.44 | Jump to 2228.72 |  |  | 
              
                
                  | still moving close to 30 million a month | 5.281 | Jump to 2251.119 |  |  | 
              
                
                  | we were we will be around 6 700 million | 5.36 | Jump to 2273.28 |  |  | 
              
                
                  | 30 million i mean the company | 4.24 | Jump to 2392.24 |  |  | 
              
                
                  | you have this 500 000 users or that | 5.36 | Jump to 2412.8 |  |  | 
              
                
                  | know that's a billion dollar business | 2.96 | Jump to 2419.76 |  |  | 
              
                
                  | got hotels we've already signed three | 4.561 | Jump to 2459.359 |  |  | 
              
                
                  | it is one of the reasons one of you know | 4.319 | Jump to 2506.8 |  |  | 
              
                
                  | one of our our really important partners | 4.8 | Jump to 2508.88 |  |  | 
              
                
                  | thousand percent we can and it's on our | 3.28 | Jump to 2554.319 |  |  | 
              
                
                  | this as a five dollar stock and i talked | 3.679 | Jump to 2666.16 |  |  | 
              
                
                  | one cog in the wheel uh but together we | 5.12 | Jump to 2681.44 |  |  | 
              
                
                  | i would say probably for the first time | 4.48 | Jump to 2689.599 |  |  | 
              
                
                  | 10 years in the hospitality sector | 4.401 | Jump to 2727.119 |  |  | 
              
                
                  | back to pulling a million dollars a week | 5.52 | Jump to 2783.76 |  |  | 
              
                
                  | call it maybe 68 restaurants doing a you | 5.52 | Jump to 2795.52 |  |  | 
              
                
                  | know under one brand doing a million | 5.2 | Jump to 2798.48 |  |  | 
              
                
                  | we we seem to be one of very few that is | 6.319 | Jump to 2848.0 |  |  | 
              
                
                  | our cash on hang is about nine million | 4.64 | Jump to 2914.88 | 
                      
                        
                      
                        CARDINAL
                      
                      
                        about nine million
                      
                     |  | 
              
                
                  | have stuck you know a thousand dollars | 4.319 | Jump to 2964.8 |  |  | 
              
                
                  | ten thousand dollars under a mattress uh | 5.439 | Jump to 2966.64 | 
                      
                        
                      
                        MONEY
                      
                      
                        ten thousand dollars
                      
                     |  | 
              
                
                  | wait a second most of our members are sp | 4.4 | Jump to 3002.0 |  |  | 
              
                
                  | 30 60 days | 4.801 | Jump to 3048.079 |  |  | 
              
                
                  | call it 12 months because we've had so | 5.28 | Jump to 3067.44 |  |  | 
              
                
                  | the next call it you know six months six | 5.679 | Jump to 3086.4 |  |  | 
              
                
                  | to two to 12 months there's a lot | 4.0 | Jump to 3089.28 |  |  | 
              
                
                  | week or every two because you can say | 3.361 | Jump to 3128.559 |  |  | 
              
                
                  | 12 new accounts we signed 82 whatever | 4.0 | Jump to 3132.8 |  |  | 
              
                
                  | know we're still uh under 30 we're | 5.6 | Jump to 3335.28 |  |  | 
              
                
                  | around 30 people but all of those people | 6.401 | Jump to 3337.839 |  |  | 
              
                
                  | you know in in within you know two weeks | 3.039 | Jump to 3363.28 |  |  | 
              
                
                  | two three years from now for those you | 4.0 | Jump to 3373.52 |  |  | 
              
                
                  | fortune one thousand company i really | 4.881 | Jump to 3408.319 |  |  | 
              
                
                  | why why stick with fortune 1000 why not | 6.479 | Jump to 3414.88 |  |  | 
              
                
                  | you know out thirty one at dow thirty | 6.081 | Jump to 3417.599 |  |  | 
              
                
                  | really believe that and you know one of | 3.6 | Jump to 3423.68 |  |  | 
              
                
                  | know it could have been 30 whatever | 4.401 | Jump to 3456.319 |  |  | 
              
                
                  | one business at a time and it kind of | 3.52 | Jump to 3462.48 |  |  | 
              
                
                  | it was one of the all-time | 3.12 | Jump to 3479.92 |  |  | 
              
                
                  | one of the all-time great success | 3.44 | Jump to 3481.52 |  |  | 
              
                
                  | top three reasons | 3.681 | Jump to 3507.359 |  |  | 
              
                
                  | easy it's a trillion dollar market space | 4.801 | Jump to 3515.119 |  |  | 
              
                
                  | sector on its own so trillion dollar | 4.48 | Jump to 3519.92 |  |  | 
              
                
                  | january 19 | 4.72 | Jump to 3587.92 |  |  | 
              
                
                  | 2022 a lot of stocks you know the nasdaq | 5.28 | Jump to 3589.44 |  |  | 
              
                
                  | stocks are down you know 50 plus a lot | 3.76 | Jump to 3592.64 |  |  | 
              
                
                  | 70 from from the peaks of last year but | 4.321 | Jump to 3598.559 |  |  | 
              
                
                  | after having you know two years of | 3.04 | Jump to 3610.559 |  |  |