| well first brian thanks for having me | 3.44 | Jump to 24.88 |  |  | 
              
                
                  | the last 10 years but in bonds | 3.68 | Jump to 30.24 |  |  | 
              
                
                  | one | 3.281 | Jump to 42.079 |  |  | 
              
                
                  | environment where stocks earn six seven | 4.8 | Jump to 50.239 |  |  | 
              
                
                  | percent bonds do three or four private | 5.68 | Jump to 52.96 |  |  | 
              
                
                  | investments are four or five | 6.32 | Jump to 55.039 |  |  | 
              
                
                  | so what do we do if one of our viewers | 5.04 | Jump to 58.64 |  |  | 
              
                
                  | has you know 90 percent of their money | 5.681 | Jump to 61.359 |  |  | 
              
                
                  | yeah so two really important things to | 4.24 | Jump to 76.4 |  |  | 
              
                
                  | one reassess your planning assumptions | 5.76 | Jump to 80.64 |  |  | 
              
                
                  | for retirement are retired those eight | 4.0 | Jump to 86.4 |  |  | 
              
                
                  | or nine percent returns and balanced | 3.921 | Jump to 88.799 |  |  | 
              
                
                  | at a four or five percent return with | 4.079 | Jump to 92.72 | 
                      
                        
                      
                        PERCENT
                      
                      
                        four or five percent
                      
                     |  | 
              
                
                  | over the last six to eight weeks of | 3.68 | Jump to 140.0 | 
                      
                        
                      
                        DATE
                      
                      
                        the last six to eight weeks
                      
                     |  |