| 80 20 stocks to bond portfolio is now | 4.24 | Jump to 3.36 |  |  | 
              
                
                  | the new 60 40. that nobody should be | 5.201 | Jump to 5.759 |  |  | 
              
                
                  | doing 60 40 stocks to bonds 80 20 | 6.24 | Jump to 7.6 |  |  | 
              
                
                  | explain why 80 20 is the new 60 40. i | 4.48 | Jump to 13.84 |  |  | 
              
                
                  | but just explain why 80 20 is the new 60 | 4.96 | Jump to 31.119 |  |  | 
              
                
                  | 40. it seems you agree with kevin here | 4.639 | Jump to 33.44 |  |  | 
              
                
                  | know one thing you can do is you can say | 3.68 | Jump to 47.44 |  |  | 
              
                
                  | listen if 6040 is sort of the standard | 4.961 | Jump to 48.559 |  |  | 
              
                
                  | in the 40 of my money is dead like it's | 3.76 | Jump to 53.52 |  |  | 
              
                
                  | lucky to get three percent return | 2.881 | Jump to 58.879 |  |  | 
              
                
                  | 60 40. one way to do that is to say | 4.081 | Jump to 72.159 |  |  | 
              
                
                  | this box of having to invest 40 of our | 3.761 | Jump to 113.759 |  |  | 
              
                
                  | and for our clients for the next three | 3.6 | Jump to 118.799 |  |  | 
              
                
                  | to five years | 4.4 | Jump to 120.079 |  |  | 
              
                
                  | six percent a year and so for the period | 4.48 | Jump to 171.68 |  |  | 
              
                
                  | in the last three years last 36 months | 4.241 | Jump to 174.239 | 
                      
                        
                      
                        DATE
                      
                      
                        the last three years last 36 months
                      
                     |  | 
              
                
                  | have a 10 swing in its price in a day is | 6.64 | Jump to 194.64 |  |  | 
              
                
                  | it's been a steady eddy for 40 years and | 5.601 | Jump to 198.319 |  |  | 
              
                
                  | power in the first inkling of inflation | 4.239 | Jump to 207.92 |  |  | 
              
                
                  | to 40 percent of the holdings in our | 3.92 | Jump to 216.56 |  |  | 
              
                
                  | it's worth at 401 in the afternoon and | 3.92 | Jump to 230.879 |  |  | 
              
                
                  | and getting 23 out of the s p this year | 5.199 | Jump to 239.76 |  |  | 
              
                
                  | eight or nine | 4.401 | Jump to 244.959 |  |  | 
              
                
                  | mention eight percent earnings growth | 3.84 | Jump to 249.36 |  |  | 
              
                
                  | one percent that's close to the historic | 5.36 | Jump to 250.64 |  |  | 
              
                
                  | historically yielded eight to ten | 4.32 | Jump to 256.0 |  |  | 
              
                
                  | the s p has averaged 15 percent | 4.88 | Jump to 262.16 |  |  | 
              
                
                  | return a year since 2009. that's rather | 3.761 | Jump to 264.639 |  |  | 
              
                
                  | 10 percent is the typical is the norm | 5.359 | Jump to 268.4 |  |  | 
              
                
                  | eight or nine percent return would | 3.201 | Jump to 287.919 | 
                      
                        
                      
                        PERCENT
                      
                      
                        eight or nine percent
                      
                     |  | 
              
                
                  | certainly make a lot of sense after 15 | 4.4 | Jump to 289.28 |  |  | 
              
                
                  | percent uh average in the last 12 or 13 | 4.16 | Jump to 291.12 |  |  | 
              
                
                  | to be a 23 type of return year like we | 4.24 | Jump to 323.84 |  |  | 
              
                
                  | seven eight nine percent out of a you | 3.36 | Jump to 328.08 | 
                      
                        
                      
                        PERCENT
                      
                      
                        seven eight nine percent
                      
                     |  | 
              
                
                  | 2000 the raw russell 2000 which about | 4.241 | Jump to 363.199 |  |  | 
              
                
                  | two-thirds of the names in there have no | 3.28 | Jump to 365.919 |  |  | 
              
                
                  | russell 2000 there's about a third of | 3.039 | Jump to 374.16 |  |  | 
              
                
                  | they're more than four to five billion | 2.401 | Jump to 379.759 |  |  | 
              
                
                  | the russell 2000 and the other zip code | 4.639 | Jump to 397.28 |  |  | 
              
                
                  | is europe europe has 50 names you'll | 4.72 | Jump to 406.24 |  |  | 
              
                
                  | like that they're in the 50 and you'll | 4.479 | Jump to 415.44 |  |  | 
              
                
                  | so district i do 40 | 3.84 | Jump to 435.52 |  |  | 
              
                
                  | uh and 30 percent uh in in europe and | 5.6 | Jump to 441.68 |  |  | 
              
                
                  | in general uh this one might be a little | 3.921 | Jump to 473.759 |  |  |