| yeah one of those companies was procter | 3.68 | Jump to 66.08 |  |  | 
              
                
                  | go back to even the release of the third | 4.32 | Jump to 98.0 |  |  | 
              
                
                  | quarter earnings um three months ago i | 4.559 | Jump to 99.6 |  |  | 
              
                
                  | go remember consumers have 2 trillion | 4.721 | Jump to 114.159 |  |  | 
              
                
                  | 10-year stuck below 1.5 suddenly it hit | 5.04 | Jump to 137.76 |  |  | 
              
                
                  | one point but now today touching 1.9 | 4.08 | Jump to 140.56 |  |  | 
              
                
                  | front end the two-year crossing one | 4.239 | Jump to 144.64 |  |  | 
              
                
                  | remember the fed put in zero | 4.881 | Jump to 162.879 |  |  | 
              
                
                  | the curve and so you're right uh three | 4.319 | Jump to 202.0 |  |  | 
              
                
                  | going to raise rates in 2022 or not now | 5.2 | Jump to 206.319 |  |  | 
              
                
                  | the debate is at three or four or five | 5.28 | Jump to 208.72 | 
                      
                        
                      
                        CARDINAL
                      
                      
                        three or four or five
                      
                     |  | 
              
                
                  | will the first one be 25 might it be 50 | 4.881 | Jump to 211.519 |  |  | 
              
                
                  | it's three or four this year and | 5.76 | Jump to 225.92 |  |  | 
              
                
                  | percent now topping 22. | 4.56 | Jump to 239.12 |  |  | 
              
                
                  | you know so i'd say a few things one if | 3.28 | Jump to 251.12 |  |  | 
              
                
                  | of your other predictions for 2022 | 4.961 | Jump to 305.759 |  |  | 
              
                
                  | three percent not going back to one to | 4.401 | Jump to 327.919 |  |  | 
              
                
                  | two where we we've lived before for the | 4.72 | Jump to 329.84 |  |  | 
              
                
                  | in fact the two sectors i mentioned | 4.559 | Jump to 373.36 |  |  | 
              
                
                  | let's spend a second on energy um we | 4.641 | Jump to 375.039 |  |  |