| the average 30-year fixed-rate mortgage | 3.2 | Jump to 4.24 |  |  | 
              
                
                  | 2020 this past week reaching 3.45 | 5.52 | Jump to 7.44 |  |  | 
              
                
                  | 10-year treasury yield how much further | 3.6 | Jump to 26.56 |  |  | 
              
                
                  | rates to reach 3.6 by december at least | 5.999 | Jump to 34.88 |  |  | 
              
                
                  | based on to your point the 10-year | 3.36 | Jump to 46.64 |  |  | 
              
                
                  | had been purchasing about 40 billion | 4.0 | Jump to 57.12 |  |  | 
              
                
                  | having a mortgage at about four and a | 3.04 | Jump to 108.24 |  |  | 
              
                
                  | they sustained in 2021 where as of | 5.36 | Jump to 133.68 |  |  | 
              
                
                  | prices were up 10 | 3.44 | Jump to 139.04 |  |  | 
              
                
                  | year prices were up 17 18 year over year | 6.16 | Jump to 144.56 |  |  | 
              
                
                  | with us but some first-time buyers might | 4.8 | Jump to 177.12 |  |  | 
              
                
                  | to consumers one they'll be the | 3.44 | Jump to 226.64 |  |  | 
              
                
                  | psychological one as adam mentioned | 4.399 | Jump to 227.84 |  |  | 
              
                
                  | 2.7 2.5 for some people there's a | 5.2 | Jump to 232.239 |  |  | 
              
                
                  | rates are 3.5 that's that's a lot the | 4.8 | Jump to 239.519 |  |  | 
              
                
                  | other one of course is financial it | 3.841 | Jump to 242.159 |  |  | 
              
                
                  | seeing 3.45 are really averages a lot of | 5.92 | Jump to 286.08 |  |  | 
              
                
                  | restrict yourself to one or two maybe | 4.319 | Jump to 303.44 |  |  | 
              
                
                  | talk to three or five because many times | 5.04 | Jump to 305.28 |  |  |