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Text duration start ents sentiment
for joining us i mean first of all a big 3.84 Jump to 7.6
    ORDINAL first
december it was the sixth consecutive 4.961 Jump to 56.719
    ORDINAL sixth
uh second home purchases and we also are 4.16 Jump to 78.72
    ORDINAL second
appreciate is that the last two years 4.561 Jump to 106.799
    DATE the last two years
states that are locked in below four 5.52 Jump to 141.2
    CARDINAL four
percent which is roughly 70 percent i 4.04 Jump to 143.76
    PERCENT roughly 70 percent
they're you know one of the one percent 4.079 Jump to 152.8
    PERCENT the one percent
just seen which is roughly 25 basis 3.68 Jump to 171.12
    CARDINAL roughly 25
fourth quarter was up 17 4.56 Jump to 176.64
    DATE fourth quarter
    CARDINAL 17
much as 50 to 75 basis points higher 4.879 Jump to 186.0
    CARDINAL 50 to 75