| tapering and tightening are actually two | 3.681 | Jump to 46.079 |  |  | 
              
                
                  | end rates if the tenure gets above two | 4.479 | Jump to 78.64 |  |  | 
              
                
                  | percent two and a half percent i think | 4.24 | Jump to 80.96 | 
                      
                        
                      
                        DATE
                      
                      
                        two and a half percent
                      
                     |  | 
              
                
                  | first of all i guess maybe i should say | 3.92 | Jump to 94.159 |  |  | 
              
                
                  | part one of my question is how many | 4.4 | Jump to 95.84 |  |  | 
              
                
                  | three is probably the consensus that's | 2.8 | Jump to 100.24 |  |  | 
              
                
                  | now some people like goldman say four | 4.0 | Jump to 103.04 |  |  | 
              
                
                  | others say four as well some others say | 4.081 | Jump to 105.119 |  |  | 
              
                
                  | maybe two where do you stand and then | 4.48 | Jump to 107.04 |  |  | 
              
                
                  | so we've got three hikes and balance | 3.52 | Jump to 111.52 |  |  | 
              
                
                  | expect for the markets pricing in three | 4.481 | Jump to 126.719 |  |  | 
              
                
                  | to slow down so that's why i think three | 4.64 | Jump to 159.44 |  |  | 
              
                
                  | is enough you start talking about four | 4.561 | Jump to 161.519 |  |  | 
              
                
                  | fiscal drag so i would argue four or | 4.56 | Jump to 169.2 |  |  | 
              
                
                  | end rates specifically the 10-year | 3.199 | Jump to 186.4 |  |  | 
              
                
                  | off the 10-year including my home | 4.161 | Jump to 189.599 |  |  | 
              
                
                  | by how much are we talking two percent | 4.16 | Jump to 197.04 |  |  | 
              
                
                  | two and a half percent is it three | 3.92 | Jump to 199.28 | 
                      
                        
                      
                        DATE
                      
                      
                        two and a half percent
                      
                     |  | 
              
                
                  | so we we're forecasting two and a | 3.84 | Jump to 203.2 |  |  | 
              
                
                  | it's still a good 50 basis point | 4.8 | Jump to 207.04 |  |  | 
              
                
                  | still handle we start getting up to two | 4.8 | Jump to 211.84 |  |  | 
              
                
                  | and a half three percent remember 2018 | 4.319 | Jump to 214.0 | 
                      
                        
                      
                        PERCENT
                      
                      
                        a half three percent
                      
                     |  | 
              
                
                  | the ten year got to three percent and | 3.36 | Jump to 216.64 |  |  | 
              
                
                  | so i do think that anything above two | 3.84 | Jump to 220.0 |  |  | 
              
                
                  | and a quarter two and a half starts to | 3.759 | Jump to 222.4 |  |  |