| showing a startling seven percent | 4.159 | Jump to 7.44 |  |  | 
              
                
                  | increase over the past 12 months but | 4.239 | Jump to 9.28 |  |  | 
              
                
                  | um i think we might have one or two more | 4.32 | Jump to 36.88 |  |  | 
              
                
                  | around the three percent level so we | 4.08 | Jump to 47.6 |  |  | 
              
                
                  | uh you know maybe starting in the second | 3.28 | Jump to 51.68 |  |  | 
              
                
                  | quarter and certainly in the second half | 3.28 | Jump to 53.52 |  |  | 
              
                
                  | those prices oer is not one of those | 4.479 | Jump to 108.0 |  |  | 
              
                
                  | look at the past two years where we've | 4.319 | Jump to 130.0 |  |  | 
              
                
                  | all those promotions i think one of them | 3.52 | Jump to 175.92 |  |  | 
              
                
                  | lack of new cars say over the past two | 3.759 | Jump to 202.4 |  |  | 
              
                
                  | is for three rate increases this year | 3.52 | Jump to 226.48 |  |  | 
              
                
                  | uh to have three rate increases right in | 3.76 | Jump to 240.64 |  |  | 
              
                
                  | 2022 | 3.521 | Jump to 242.879 |  |  | 
              
                
                  | data requires them to raise three times | 4.0 | Jump to 251.519 |  |  | 
              
                
                  | might be looking at two really bad job | 4.32 | Jump to 270.24 |  |  | 
              
                
                  | three hikes uh are not necessarily in | 4.72 | Jump to 293.44 |  |  | 
              
                
                  | going to grow in the first quarter in | 4.96 | Jump to 307.28 |  |  | 
              
                
                  | uh the first quarter is tough um you | 4.0 | Jump to 312.479 |  |  | 
              
                
                  | negative if you think about the third | 3.2 | Jump to 320.16 |  |  | 
              
                
                  | growth around six or seven percent it | 4.319 | Jump to 325.44 | 
                      
                        
                      
                        PERCENT
                      
                      
                        six or seven percent
                      
                     |  | 
              
                
                  | came in around two point three percent | 4.0 | Jump to 327.6 |  |  | 
              
                
                  | four or five percentage points lower | 3.599 | Jump to 331.6 |  |  | 
              
                
                  | saw in the fourth quarter | 4.72 | Jump to 368.479 |  |  | 
              
                
                  | see weaker growth in the first quarter | 4.239 | Jump to 376.4 |  |  | 
              
                
                  | we might not have three hikes coming | 5.44 | Jump to 378.479 |  |  | 
              
                
                  | last two years have really taught all of | 3.68 | Jump to 408.639 |  |  | 
              
                
                  | just three four months ago uh so in | 4.239 | Jump to 427.68 |  |  | 
              
                
                  | three four months again going forward i | 4.32 | Jump to 429.599 |  |  |