| is going to be the watch word for 2022 | 4.079 | Jump to 8.48 |  |  | 
              
                
                  | show 50 upside from here and so that's | 4.161 | Jump to 38.879 |  |  | 
              
                
                  | but we think it's going to be one that's | 2.64 | Jump to 44.48 |  |  | 
              
                
                  | really nice 2021 but you say basically | 6.32 | Jump to 51.84 |  |  | 
              
                
                  | people you know like for the 18 months | 4.48 | Jump to 69.28 |  |  | 
              
                
                  | raise one concern after the other as to | 4.24 | Jump to 73.76 |  |  | 
              
                
                  | that when no one thinks it's a good time | 4.08 | Jump to 86.32 |  |  | 
              
                
                  | underbuilt this country for 15 years | 4.32 | Jump to 120.32 |  |  | 
              
                
                  | period tyler over the last three months | 4.879 | Jump to 148.72 | 
                      
                        
                      
                        DATE
                      
                      
                        the last three months
                      
                     |  | 
              
                
                  | not lengthen materially in 2022 and you | 4.24 | Jump to 183.76 |  |  | 
              
                
                  | of mortgage rates three and a half | 3.76 | Jump to 206.0 |  |  | 
              
                
                  | all the metrics on single on on first | 4.64 | Jump to 227.2 |  |  | 
              
                
                  | if mortgage rates rise like 100 basis | 3.92 | Jump to 237.28 |  |  | 
              
                
                  | when people have that first baby show up | 4.16 | Jump to 260.4 |  |  |