| the s p 500 has averaged around 10 | 5.521 | Jump to 3.679 |  |  | 
              
                
                  | returns per year over the last 90 years | 4.561 | Jump to 6.399 |  |  | 
              
                
                  | taking up to four percent of your nest | 4.321 | Jump to 15.759 | 
                      
                        
                      
                        PERCENT
                      
                      
                        up to four percent
                      
                     |  | 
              
                
                  | egg per year in retirement but a 2021 | 4.481 | Jump to 17.279 |  |  | 
              
                
                  | conservative 3.3 | 4.0 | Jump to 21.76 |  |  | 
              
                
                  | point or two based on factors like not | 3.599 | Jump to 25.76 |  |  | 
              
                
                  | four percent rule your one million | 3.199 | Jump to 51.68 |  |  | 
              
                
                  | than thirty three hundred dollars per | 4.0 | Jump to 54.879 |  |  | 
              
                
                  | month or forty thousand dollars per year | 4.16 | Jump to 56.559 | 
                      
                        
                      
                        MONEY
                      
                      
                        forty thousand dollars
                      
                     |  | 
              
                
                  | applying the new three point three | 3.44 | Jump to 60.719 | 
                      
                        
                      
                        CARDINAL
                      
                      
                        three point three
                      
                     |  | 
              
                
                  | would leave you with over twenty seven | 3.441 | Jump to 64.159 |  |  | 
              
                
                  | hundred dollars per month or thirty | 3.52 | Jump to 65.68 |  |  | 
              
                
                  | three thousand dollars every year to | 3.92 | Jump to 67.6 | 
                      
                        
                      
                        MONEY
                      
                      
                        three thousand dollars
                      
                     |  |