| um what makes a metal first of all i | 4.64 | Jump to 40.16 |  |  | 
              
                
                  | our issuer partners want to do two | 4.8 | Jump to 63.52 |  |  | 
              
                
                  | and using a metal card as one of the | 3.68 | Jump to 70.799 |  |  | 
              
                
                  | certainly five years that it helps drive | 4.799 | Jump to 80.64 |  |  | 
              
                
                  | express capital one and some of the | 4.72 | Jump to 90.0 |  |  | 
              
                
                  | three or four cards in their wallet | 3.52 | Jump to 133.92 |  |  | 
              
                
                  | they're more likely to pull out one that | 5.36 | Jump to 135.599 |  |  | 
              
                
                  | that has grown over the last five years | 5.04 | Jump to 159.36 |  |  | 
              
                
                  | from 80 million in revenue to 265 | 5.28 | Jump to 161.44 |  |  | 
              
                
                  | million in revenue highly profitable | 5.04 | Jump to 164.4 |  |  | 
              
                
                  | business with over 100 million in ebitda | 4.72 | Jump to 166.72 |  |  | 
              
                
                  | on there are three drivers for the | 4.72 | Jump to 202.64 |  |  | 
              
                
                  | business one is new acquisition | 5.28 | Jump to 204.879 |  |  | 
              
                
                  | the second is lost stolen or fraud and | 5.439 | Jump to 207.36 |  |  | 
              
                
                  | the third is natural reissue when cards | 3.761 | Jump to 210.159 |  |  | 
              
                
                  | of those three drivers and as you bring | 5.36 | Jump to 216.0 |  |  | 
              
                
                  | three drivers will typically grow | 3.681 | Jump to 230.159 |  |  | 
              
                
                  | over the next five years we've projected | 4.56 | Jump to 266.8 |  |  |