| it's been since uh i think july 115 a | 5.92 | Jump to 2.48 |  |  | 
              
                
                  | move of about four points i guess it's | 5.281 | Jump to 5.839 |  |  | 
              
                
                  | so you know one of the key things that | 4.08 | Jump to 22.8 |  |  | 
              
                
                  | are also down from 13-year highs last | 3.68 | Jump to 78.4 |  |  | 
              
                
                  | as you look ahead to 2022 | 4.8 | Jump to 161.84 |  |  | 
              
                
                  | that over the next six months consumers | 4.64 | Jump to 181.2 |  |  | 
              
                
                  | at three percent uh back earlier this | 4.4 | Jump to 194.64 |  |  | 
              
                
                  | year and they're now closer to four | 3.36 | Jump to 197.44 |  |  | 
              
                
                  | three interest rates hikes hikes in 22 | 5.281 | Jump to 212.799 |  |  |