| but first want to spotlight those moves | 3.681 | Jump to 4.319 |  |  | 
              
                
                  | 2021 has been a banner year for adoption | 5.519 | Jump to 8.0 |  |  | 
              
                
                  | there interested in that and block five | 4.321 | Jump to 15.759 |  |  | 
              
                
                  | certainly one of them with their crypto | 4.88 | Jump to 17.84 |  |  | 
              
                
                  | to you about it um and first i like to | 5.441 | Jump to 52.559 |  |  | 
              
                
                  | 112 | 4.08 | Jump to 62.96 |  |  | 
              
                
                  | smp respectively that's a negative 4 | 4.64 | Jump to 67.04 |  |  | 
              
                
                  | and 24 | 2.0 | Jump to 70.4 |  |  | 
              
                
                  | the in the last you know 30 days but | 4.4 | Jump to 74.64 |  |  | 
              
                
                  | and we've seen that one in 10 people | 5.68 | Jump to 97.759 |  |  | 
              
                
                  | and also about two-thirds of americans | 5.68 | Jump to 103.439 |  |  | 
              
                
                  | you think about five years ago um only | 4.881 | Jump to 109.119 | 
                      
                        
                      
                        DATE
                      
                      
                        about five years ago
                      
                     |  | 
              
                
                  | one percent of people had ever traded | 5.519 | Jump to 111.92 |  |  | 
              
                
                  | crypto and 50 of americans had never | 5.6 | Jump to 114.0 |  |  | 
              
                
                  | heard of crypto five years ago so we've | 2.96 | Jump to 117.439 |  |  | 
              
                
                  | hit 75 000 people using the bitcoin | 5.681 | Jump to 130.399 |  |  | 
              
                
                  | 10 000 credit cards in their first year | 4.72 | Jump to 140.8 |  |  | 
              
                
                  | two-thirds of our clients actually spend | 4.96 | Jump to 160.48 |  |  | 
              
                
                  | mean i was looking at it you paid 235 uh | 5.119 | Jump to 180.4 |  |  | 
              
                
                  | bitcoin out to the 70 roughly 70 000 | 4.0 | Jump to 182.959 |  |  | 
              
                
                  | you convert 137 bucks | 5.041 | Jump to 186.959 |  |  | 
              
                
                  | you know the 140 that you're receiving | 4.719 | Jump to 232.08 |  |  | 
              
                
                  | now and if we look at that 112 return | 5.84 | Jump to 238.72 |  |  | 
              
                
                  | numbers alone over the last three years | 4.56 | Jump to 290.4 | 
                      
                        
                      
                        DATE
                      
                      
                        the last three years
                      
                     |  | 
              
                
                  | year 100 000 clients at the end of the | 3.2 | Jump to 294.96 |  |  | 
              
                
                  | 500 000 clients by the end of this year | 5.68 | Jump to 298.16 | 
                      
                        
                      
                        DATE
                      
                      
                        the end of this year
                      
                     |  | 
              
                
                  | and so looking into 2022 i really think | 5.36 | Jump to 300.8 |  |  | 
              
                
                  | that we're gonna see three themes the | 4.16 | Jump to 303.84 |  |  | 
              
                
                  | first is we're going to see more | 4.16 | Jump to 306.16 |  |  | 
              
                
                  | enter the space for the first time and i | 5.28 | Jump to 310.32 |  |  | 
              
                
                  | five years ago the second theme that i | 4.32 | Jump to 327.12 |  |  | 
              
                
                  | see in 2022 is some regulatory clarity | 5.36 | Jump to 374.72 |  |  | 
              
                
                  | five services and i i wanna refer my | 4.96 | Jump to 400.88 |  |  | 
              
                
                  | what up to nine percent now on stable | 3.201 | Jump to 413.759 | 
                      
                        
                      
                        PERCENT
                      
                      
                        up to nine percent
                      
                     |  | 
              
                
                  | guess still one question | 3.679 | Jump to 424.08 |  |  | 
              
                
                  | the regulators right now have two main | 4.641 | Jump to 469.199 |  |  |