| the 2022 outlooks from wall street | 4.0 | Jump to 3.919 |  |  | 
              
                
                  | three rate hikes um june september and | 6.08 | Jump to 26.4 |  |  | 
              
                
                  | three to six months has been the labor | 4.24 | Jump to 55.52 |  |  | 
              
                
                  | rate but below four percent by early | 4.08 | Jump to 61.359 | 
                      
                        
                      
                        PERCENT
                      
                      
                        below four percent
                      
                     |  | 
              
                
                  | having rates uh near zero just really | 4.321 | Jump to 65.439 |  |  | 
              
                
                  | second third quarter going into next | 3.84 | Jump to 134.16 | 
                      
                        
                      
                        DATE
                      
                      
                        second third quarter
                      
                     |  | 
              
                
                  | be uh in the low low threes below three | 4.56 | Jump to 224.319 |  |  | 
              
                
                  | down 1.7 percentage points over the last | 4.56 | Jump to 234.72 | 
                      
                        
                      
                        PERCENT
                      
                      
                        1.7 percentage points
                      
                     |  | 
              
                
                  | five months | 3.36 | Jump to 238.0 |  |  | 
              
                
                  | doesn't take much when you're at 4.2 | 4.08 | Jump to 243.92 |  |  | 
              
                
                  | four percent or even three and a half | 3.2 | Jump to 248.0 |  |  | 
              
                
                  | year around 3.4 percent even with a | 4.16 | Jump to 251.2 | 
                      
                        
                      
                        PERCENT
                      
                      
                        around 3.4 percent
                      
                     |  | 
              
                
                  | now the inflation we saw in the second | 3.52 | Jump to 290.0 |  |  | 
              
                
                  | and third quarter of this year was | 2.879 | Jump to 292.32 |  |  | 
              
                
                  | slowing uh notable slowing in the first | 5.199 | Jump to 371.28 |  |  |