| one of the biggest fears about life | 3.36 | Jump to 5.6 |  |  | 
              
                
                  | need to save now to get to 35 000 45 000 | 5.68 | Jump to 18.88 |  |  | 
              
                
                  | or 50 000 every year in retirement | 3.68 | Jump to 22.16 |  |  | 
              
                
                  | principal first some ground rules the | 4.16 | Jump to 25.84 |  |  | 
              
                
                  | age 65 and have no money in savings now | 4.88 | Jump to 30.0 |  |  | 
              
                
                  | for investing we assume an annual six | 4.0 | Jump to 32.8 |  |  | 
              
                
                  | more conservative three percent rate for | 4.0 | Jump to 36.8 |  |  | 
              
                
                  | to get 35 000 per year in interest only | 4.799 | Jump to 49.28 |  |  | 
              
                
                  | you'll need to save more than 1.1 | 3.6 | Jump to 52.16 |  |  | 
              
                
                  | million dollars by the time you retire | 4.241 | Jump to 54.079 |  |  | 
              
                
                  | at age 65. that means a person starting | 5.92 | Jump to 55.76 |  |  | 
              
                
                  | at age 25 would need to save 586 dollars | 6.479 | Jump to 58.32 |  |  | 
              
                
                  | per month in order to bring home 35 000 | 5.119 | Jump to 61.68 |  |  | 
              
                
                  | off of interest to get to 45 000 per | 4.32 | Jump to 66.799 |  |  | 
              
                
                  | save more than 1.5 million dollars by | 4.801 | Jump to 71.119 | 
                      
                        
                      
                        MONEY
                      
                      
                        more than 1.5 million dollars
                      
                     |  | 
              
                
                  | retirement starting at 25 you would need | 5.761 | Jump to 73.439 |  |  | 
              
                
                  | to save 753 dollars per month in order | 4.64 | Jump to 75.92 |  |  | 
              
                
                  | to get 50 000 per year in interest only | 4.72 | Jump to 80.56 |  |  | 
              
                
                  | you'll need to save more than 1.6 | 4.081 | Jump to 83.119 |  |  | 
              
                
                  | million dollars by the time you retire a | 4.24 | Jump to 85.28 |  |  | 
              
                
                  | 25 year old would need to save 837 | 4.4 | Jump to 87.2 |  |  | 
              
                
                  | 50 grand per year in retirement | 4.4 | Jump to 91.6 |  |  | 
              
                
                  | saving now can be the first step to a | 5.04 | Jump to 102.96 |  |  |